Bank of America attempts to charge me annual fee for its credit card
May 6, 2011 4:15am CST
That is really BS, excuse my "FRENCH" here. I have a bank of america credit card, and I guess that my credit score was dropped significantly for the past year. I guess that I am no longer a worthy customer to them or whatever reason. Now, They change the term of agreement once again. First, they told me that they would raise up the APR to 30% or something if I miss or late for a single payment, or they determine that my credit score is not worth as their customer standing. Now, they once again change the term, and charge me for annual fee of $59. Now, my option is I can continue the business with them and agree to pay this annual fee, or I can call their 24/7, 1 - 800 number to close that account. My account is definitely close it, due to this annual fee thing being the most obstacle to continue business with Bank of America. Oh well, I just keep on paying the balance after I close that account. What do think, do I make the right decision? P.S. it might affect my credit score a bit, since I don't have much available fund once again.