People Who Borrow But Don't Pay!!!!!

Philippines
June 27, 2011 7:45pm CST
A lot of our neighbors are so mean and so shameless. They would go to our house early in the morning (in fact, we're still sleeping) and knock our door and ask if they can borrow. They would borrow money and promise to pay on a certain day. But after they have borrowed, we don't see them again. They always do that, a lot of our neighbors. Like this guy. His house is behind our house, but there are barb wires and grasses and a few trees separating us. It's not really just go to the back of our house and see him because we would have to take another way to go to their house. My dad usually sees him everyday when he brings to school his children as he would have to pass on the road in front of our house. But since the day he borrowed money from us, my dad never saw him again.. Hiding, eh? And there are a lot of women here in our place doing that, too. We have a small rtw business. My mom would see them buying at other RTW stores beside hers, but when they got no more money, they would go to our store so they can "buy" things they need but they would not pay. They will make promises to pay later on, but they never show up again. It just makes us mad. They should have one word. And why would they only go to us if they need something? And then never show up again??? GRRRRR....
1 person likes this
18 responses
@GemmaR (8527)
28 Jun 11
My grandparents were asked for £120 by one of their neighbours a couple of months ago. They do have a lot of money so they could afford it, however they didn't know this woman particularly well but they gave it to her anyway. It took her four months to pay the money back, which I just think is totally unacceptable. If you ask somebody for something of theirs, you should pay it back as quickly as possible, or give them extra back when you do pay it if you can't pay it as quickly as you thought you might be able to.
• Jamaica
28 Jun 11
The cuase of this problem is not aboat the people who borrow from you,the problem lies with you, as if you didn't lend them the money they won;'t owe you, so to solve this problem you have to stop lending money.
• United States
28 Jun 11
If they keep coming to borrow and your parents keep giving them it. why is it they have any reason to stop borrowing. If I were them I would keep asking because your going to keep giving. they are wrong but so are your parents.
• Philippines
28 Jun 11
I guess that not all people who borrows money does not pay. If all people who borrow money does not pay, then banks are out of business. Anyway, try to learn something from banks. They don't lend money on people who they think are not credible enough to pay back. That will solve your problems. And yes, there are really shameless people that don't pay back borrowed money. They are already experts in hide and seek during payment time!
@pb0289 (66)
• India
28 Jun 11
people have a very bad habit of borrowing things and then not returning it. they seem quiet friendly while asking for things but when the time comes to return they behave bad...helping people is good but we should first judge people before helping.
• Philippines
28 Jun 11
The problem is you are tolerating this kind of attitude from your neighbors. Since your neighbors know that they can easily fool you, they keep doing it. Saying NO to such requests is not bad at all. Sometimes, its for their own good too..
• Philippines
28 Jun 11
oh that is my pet peeve! i know a lot of those so now, i never let anyone borrow from me. and here in the office i know people who have hundred thousand debts and it's because of their credit card! yikes! so nope i never let anyone borrow.
@ebuscat (5949)
• Philippines
28 Jun 11
For me yes many today is doing it because they take for granted so weird it has many thing's would done bad and they are part of this devil system.
@alvanloh (162)
• Singapore
28 Jun 11
I lend money only to people who are very close to me. But if they don't pay me back, I will keep reminding them until they get so fed up about it. When I was in school, i used to lend people my stationery with others if they need it. But after that the stationary magically disappears. So I have developed a habit of not lending anyone my stationary. You shouldn't just give money to random people. They'll just come back and beg for more.
• Philippines
28 Jun 11
I've been a victim of this many times and I've already learned my lesson. It is okay to borrow money, who doesn't have debts after all, even a businessman does. For me, what's wrong is their intention while they are borrowing your money. Some people don't really want to pay you even though they only borrowed a small amount of money. I have this neighbor before, she borrowed three hundred pesos and promised to pay at the end of the month, but as EXPECTED FOUR YEARS had passed and as if she doesn't remember it anymore. We see each other from time to time and yet, she's not mentioning about it anymore.What a shame?
• Philippines
28 Jun 11
Well, I had this experience many times before and it made me learn a few hard lessons on the way. See, when I was a student, my classmates would often ask me to borrow a little amount of cash which I did since I saw my classmates everyday and they did paid me back. However, things change and they began approaching me for cash for their schooling. I politely backed out and refused because technically I was a student then and I don't earn my living yet. Even though my classmates often tell to my face that I am wealthy or in good social background, it was my parent's money and I'm not exactly entitled They still approach me but I don't give promises. Now, I don't lend to anyone even my brother and my best friend(unless he's really annoying and he's signing some form of agreement between us). If I were in your situation, I would encourage my parents to confront the people who owe you money. Forget reputation, you're going after your hard-earned cash. You don't pretend that it just flew away. People might think you are cruel or cold but sometimes people are more disgusting when they don't even keep their promises, especially if money is involved.
@sql_cell (1429)
• Indonesia
28 Jun 11
A friend once borrowed money to me, but when I asked for my money, my friend said it had no money. In fact, more luxurious lifestyle than me. Now our friendship ties to be broken. I am very sorry, our friendship breakup. But, my friends do not have the intention to return my money.
• Philippines
28 Jun 11
O yes alot really are hiding once they borrowed it. I lend money to those who i make sure they will return my money. I don't just trust anyone. And i don't lend money with my neighbors coz i don't know hwo to approach them. Coz sometimes they are angry when its payday time.
@anex08 (868)
• Philippines
28 Jun 11
It's the current practice today, now if you would not be smart enough they will brought your business down and collapse. Thats why it is not advisable to lend money to someoione whom you dont' trust.. Most people today were after money only, they don't value trust and friendship they only need you because they need money but when you lend them what they needed,,, POOOOOP!!!! just like that they are nowhere to be found.. But again, there are exemption to the rules. Not all people are like that, you just have to learn and identify who they are..
• Philippines
28 Jun 11
That' really crap. People have been borrowing easily but when the pay day comes it seems so difficult for them to pay it back. If you will lend someone, you have to expect the worse. Even if you think he's the most closest friend or relative you may never think that he can keep his word about money. I already learned my lesson about not lending money to someone not unless it's always an emergency situation. We all have to learn how to spend money wisely.
• Philippines
28 Jun 11
Well , you have to look for them. If it's taking so long already from the date promised, then I guess you should do something legal. I don't know try asking a lawyer. And if they pay, confront them! They should now. These people do not have shame, they are thick-faced, and must be dealt with toughly!
@Fireheart (683)
• India
28 Jun 11
Never have i borrowed money from anyone, nor have i be in any debt. you see there is no need to borrow in fact if you cant buy something just leave it for when you have.lot of people borrowed money but i rarely got some back, i really dont expect to get it back though, when giving i dont put any expectation of return. that depends on the money i borrowed to someone. My dad taught me never to be in debt to someone and reduce my generousness if you dont expect them to give it to you. Just make some excuses if someone asks for a huge amount coz that will be hard to repay.
@toniganzon (44916)
• Philippines
28 Jun 11
Been there done that and sometimes i wonder why we can't seem to avoid this people. Your family must have such a soft heart like my parents. My parents could never refuse helping those in need even though people never paid them back. There are those who would honestly tell our parents they got no money to pay but were kind enough to bring my vegetables and fruits from their harvest. Those kind of people are ok with us. The other? WEll they just pretend as if they have paid and in fact get angry when we asked them to pay.