City Life Cost More

Philippines
November 14, 2011 7:12pm CST
City life has a high cost of living, how could we spend less????????
1 person likes this
15 responses
@tamirs (1808)
• Philippines
15 Nov 11
Certainly. Way far from living in provinces. If you can keep away from parties and malls you can save a lot. Sometimes when you go to malls even if you don't need something,you will have the urge to buy, if you see its on sale or just by plain liking it. I remember when i really need to save money,i did not go to malls for a month. I buy supplies from public market,goods are a lot cheaper in public market than in malls or supermarket. :-) And also watch your electricity and water consumption .
• Philippines
17 Nov 11
Don't worry, I am not in to shopping, it's just that I always spend much on my food because I count in my boardmates.. It just feel bad whenever I don't have any and seeing them that they still have something to eat without sharing it to me.
@tamirs (1808)
• Philippines
17 Nov 11
so that means you need to do what they are doing to you.. You should,to be able to save for yourself..
• Philippines
23 Nov 11
hmmm... somehow you've got some points. I will do that in order to survive. As you've said, I should save myself.
@janevi (889)
• Philippines
15 Nov 11
That's a fact you have to accept. Being in the big city means the standard of life is higher than the province. Every move you make you spend especially if you are only renting a place. It would be a little different if you own the place. You only spend less if you prepare your own food at home, put of lights and other appliances when not in use, use a basin , pail or glass whenever you use water, make an improvised vegetable garden so that you don't need to buy always if you have grown some of your vegetables in the pots if you don't have space for a small garden. Water is a commodity in the city whereas in the province, it is free. You only need to adjust to the lifestyle being in the city but you only get the good ones. There are many temptations and you have to be firm in your own conviction of what is good or bad so that you will reach your goal why you are there in the first place. Having that in mind will help you will be able to live practically and decently.
• Baguio, Philippines
15 Nov 11
Living in the city is expensive not because you are there. What makes it expensive than living in the province are the malls and other establishments around you. I have been living in the city for 10 years and just went back to my province when my second child was born. I have actually discovered that the food,electric and water are more expensive here. But since there is no nearby mall or restaurants and I feel lazy traveling for 2 hours just to spend money and exerting effort, I ended up having to save that money instead. If you can't get rid of going to the mall or the bars, just have a budget for that to avoid over-spending. Think many times before getting cash out of your wallet. You can always just do window shopping if you are bored. Eat out in a not so expensive restaurants or just buy groceries and cook for yourself. At least you still bought something and still eat whatever you want. Instead of watching a movie in theaters, buy a DVD and munch on that microwaveable popcorn. Just get the next best thing everyday and treat yourself to those expensive stuff during special occasions.
@janevi (889)
• Philippines
23 Nov 11
City life has lots of advantages and disadvantages. One has to be wise and practical in spending when living in the city. Exposure to the consumeristic and materialistic world can lure you to spend . Having a 'cashless' lifestyle makes a person prone to spend more unless you have that self-discipline and knows how to prioritize your needs.
@janevi (889)
• Philippines
15 Nov 11
That's a act you have to accept. Being in the big city means the standard of life is higher than the province. Every move you make you spend especially if you are only renting a place. It would be a little different if you own the place. You only spend less if you prepare your own food at home, put of lights and other appliances when not in use, use a basin , pail or glass whenever you use water, make an improvised vegetable garden so that you don't need to buy always if you have grown some of your vegetables in the pots if you don't have space for a small garden. Water is a commodity in the city whereas in the province, it is free. You only need to adjust to the lifestyle being in the city but you only get the good ones. There are many temptations and you have to be firm in your own conviction of what is good or bad so that you will reach your goal why you are there in the first place. Having that in mind will help you will be able to live practically and decently.
• Philippines
23 Nov 11
I am doing all of these dear, just one thing, my laptop is turned on from 8am-11pm because of my job. I am doing a home based job.
@janevi (889)
• Philippines
23 Nov 11
A laptop running for 15 hours a day does not really make a dent in your energy consumption The more that it won't matter because it is your tool to have a decent life. Good luck.
15 Nov 11
When you give yourself less money to spend you'll know how. Cause lots of people buy stuff they don't really need so putting away the extra spending money is a great way to save
• Philippines
23 Nov 11
That's a good idea, I am totally broke these days and I think, what I need is someone who could control my expenses, why do I have to look to others when I know I can make it, right?
@chiyosan (29383)
• Philippines
15 Nov 11
oh yeah... the cost of living in the city is really higher than that of any other places. I would say because a lot of people are in the city already, work is in the city, and the place is getting smaller for occupants and add the businesses being put up. we could spend less by not buying unnecessary things/stuffs we dont actually need.
• Philippines
23 Nov 11
Precisely true! Because of the industrialization, the stocks get higher. So we need to lessen our expenses.
@sopigs (107)
• Indonesia
15 Nov 11
spend less or more, it depends on you. even live in a big city, you can spend less money than other people if you can manage your money. Many people spend their money for thing that they want not what they really need. It's different, when you want something, it not means you really need and will use it then. I think, to spend less money, you can manage what thing that you really need and it's make you more wise to spend your money.
• Philippines
17 Nov 11
exactly, the necessity is too far different from the unecessary things, I haven't buy things that I want for the past 5 months, sometimes, I am feeling like a bum, though I am earning from my home based job. Still, I am paying for my rent, food, water, and all other stuffs.
@lilaclady (28240)
• Australia
15 Nov 11
I think all you can do is live in a cheaper area, stay away from the shops as much as possible and keep account of where your money is going so you can see where you can cut back, I know it can be hard.....
• Philippines
17 Nov 11
You're right, I'm trying to cut back my expenses,specially those unecessary. But still, it makes me crazy, it's like, my head is spinning over expenses.
@jtj_hello (627)
• Philippines
15 Nov 11
The only way to save is to check your alternatives. If you are in the city, cost of living is certainly high if you don't do something to save. Do you normally eat outside? If yes, try cooking for your food to save. Instead of speding to much on restaurants or even fastfood try to cook nutritious food at home so that at the same time that you save, you get healthy.
• Philippines
17 Nov 11
You're right, but I certainly planning to go back to the country side, I think it is much better than spending much money here in the metro.I've been living here for 5 months and I wasn't able to save up, I even spent all of my savings in the bank, I'm almost broken.
@JL_Beldua (102)
29 Nov 11
The only way to save you a big money in the city, will avoid you spend big money, you should, before you spend, what i see first the food you buy also look alternative items for use in your home, you know what you buy you avoid eating the first social dining like restaurant, try to buy healthy foods like vegetables, fruits and so on, because it is provide an nutritious and healthy body.
@JL_Beldua (102)
29 Nov 11
The only way to save you a big money in the city, will avoid you spend big money, you should, before you spend, what i see first the food you buy also look alternative items for use in your home, you know what you buy you avoid eating the first social dining like restaurant, try to buy healthy foods like vegetables, fruits and so on, because it is provide an nutritious and healthy body.
@KOSTAS499 (1625)
• Greece
16 Nov 11
Cook for your self. Use a bicycle if you are not. Buy only what you feel that you really need, think a lot befor e buying. Find a way to lower your costs (power, water, internet etc.). Go out less and in cheaper places, or spend less.
@maximax8 (28256)
• United Kingdom
15 Nov 11
City life is more expensive than the outer places in the city. For example a person living in the center of Sydney in Australia could go shopping to Bondi Junction because it has cheap supermarket and cheap clothing shops. If the person liked to go out to the beach it is wise to take a packed lunch and a drink to enjoy. It can be pricey to buy lunch and drinks when out. In the home the person could try using less gas and electricity. He or she could try getting clothes from a second hand shop. This might even help a charity. Some museums have a free day and the person could do some free days out like the beach, cycle to the forest or walking by the river.
@kaeirole (669)
• Philippines
15 Nov 11
matter of budgeting..when you live in a city, one must know how to budget..must know what their needs and what their wants..and must know how to prioritize things..knows when to spend, knows how to spend..
@brew2x (3096)
• Philippines
15 Nov 11
If living someplace else is not an option then you should spend less on other things. Try not to buy things that is not really necessary. Sometimes our "wants" ruins our budget big time. Cook your own food. Eating out could be quite expensive. Shop in large bulk when there is a sale for things that can be stored for longer time like tissues, detergents, etc. Cook and eat what's in your fridge. Don't let your food be thrown away, it will therefore be consider a loss or an expense.
• United States
15 Nov 11
Oh yes, I live in the city so I understand what you're going though. Spending less is based on decisions and how determined you are. You definitely need to start organizing and plan. One thing you can spend less on is food. Don't always go the big name supermarkets because your local neighborhood market may have the same exact food but a fraction of the price. Always be on a look out for deals if you must go the big retail supermarket. Plan your meals and be creative. Only buy in bulk if you really going to use it all or else it will mean your money is going down the drain. Pack your own lunches! It can be from your dinner leftovers and usually will be healthier since you know what's going in it and have control of what ingredients to use. Eating out for lunch is expensive and will cost a lot. Another way is walking to places that is within a reasonable walking distance. You will save gas money and doing something good for your health. And also pay attention to where gas prices are usually cheaper in your area because for my city, gas stations around freeway entrances are typical higher by 10 to 15 cents a gallon. Hope I gave you an idea or two with my post :)