Prepaid Debit Card

@klw5000 (214)
United States
January 22, 2012 2:51am CST
So, I have this prepaid debit card and I love it. They have a referral system and for each referral both parties receive $20. All that has to be done is that the person has to sign up for the card and then deposit $40 and they automatically get $20. Now, what I don't understand is that I have asked my family members and friends if I could refer them. They all say no. That's an easy $20. I can't figure out why in the world they won't do it. And to top it off, the direct deposit is credited immediately. I always get paid a day before everyone else at work. So to me, it's worth the few minutes to submit the application. What do you think??
4 responses
@trinale (1480)
• United States
23 Jan 12
Hi KLW5000! The income sounds good -- $20 per referral, but the product is what I have a problem with. I purchased a Kindle Fire for daughter as a Christmas present and rather that add my own debit or credit card information, I was going to get a pre-paid debit card she could use to purchase books and applications. When I discovered all the fees (mothly maintenance, per transaction, load fees, etc) that were involved in having one of those cards I backed away and got a VISA Gift card instead. The only drawback is that I will have to purchase a new card and add the new card info every time the old one runs out. If you can find a company that offers the same opportunity to earn getting people to buy VISA or MasterCard gift cards, you may be on to something. Cheers, Stan
@klw5000 (214)
• United States
23 Jan 12
The fees for this are reasonable. It is a $9 monthly fee and then you have a reload fee if you need to put money on. Where I do cash reloads it is .85 and you can also transfer online with no additional fees. There are no transaction fees. You have a $10 excess you can use with no additional charges. So if you only have $5 in the account you can get $15 worth of gas, and not have an additional fee. It does allow overdraft up to $100 if you choose the option and there is a $15 charge if you use more than the $10. I have had no problems with it. So pretty much, you can use it all you want and not have additional fees and if you never use the overdraft, you will not have any fees.
• United States
22 Jan 12
I have never heard of a card crediting that fast...are you sure? May I ask which card this is?
@klw5000 (214)
• United States
22 Jan 12
It is a Netspend card. The bank is Metabank. Typically our payday is Friday. Since switching to Netspend, I always have my check around 8am on Thursday.
@digidogo (446)
• Philippines
23 Jan 12
They may be afraid that it is a scam and I have never heard of something like that. Would it cost for signing up for the card? I do not see how the bank earns that way or is it a scheme to get clients? I would love that though as it would be an easy $20 but I assume that it is located somewhere in the US. Could a foreigner sign up for that?
@zeloguy (4915)
• United States
22 Jan 12
There are many things like that I have introduced to my family members including MyLot and Bing Rewards, and SkymilesShopping, etc... and many of the time they say no. I even post on Facebook and very rarely get any response from my over 400 friends on there. I know it's frustrating but keep plugging away. The one thing that does impress people is when YOU actually start making money and they want a piece of it. That's when you can say "I told you so!". Great Post. Thanks Zelo