I Am Screwed!

United States
March 14, 2012 9:13am CST
Yesterday I attended a seminar to inform me of what I can and cannot do while on Disability. There was a lot of information there, too much to digest in one sitting. At one point she was talking about SSI and said that if I lose my SSI, then I also lose my Medicaid. Okay, let us examine this eventuality. Medicaid pays my premiums for Medicare. If I lose my Medicaid, then I would have to come up with the $100+ per month for the premiums alone, which I cannot afford so bye-bye Medicare, as well! Well, guess what. I was just determined ineligible for SSI! Why? Because my trailer in John Day, which has been a money pit from the get go, was determined as a "resource" and I'm not allowed more than $2000 in "resources". This includes savings accounts and property! So now I'm just waiting for the axe to fall. I cannot afford my meds without the coverage I've been having and my meds keep me alive so I guess, since I have this "resource", I may as well just die, eh? Who cares, anyway?
2 people like this
3 responses
@RitterSport (2452)
• Lippstadt, Germany
23 Mar 12
hi dear alaskanray I hope matters clear up soon and clear up fast about your SSI and medical care cause as you said you need the meds to stay alive and as well as possible. My thoughts are with you.
2 people like this
• United States
24 Mar 12
Thank you, my friend. I leave tomorrow to sign the contracts. I will be back by Wednesday at the latest. Wish us luck!
1 person likes this
@choybel (5059)
• Philippines
14 Mar 12
I don't have an idea how your system works but maybe there's a way to solve this. Is there no one you can ask help and advise regarding this? I do hope you find a way to get this fixed. Good luck!
2 people like this
• United States
14 Mar 12
I am going to have to talk to my case worker. My trailer in John Day has a sale pending and I hope to have it sold by the end of the month. Once it's gone, I should be okay but in the meantime I'm in Limbo, scared to see a doctor at all or refill my meds. But like I said, I need to talk to my case worker. There may be other circumstances that apply to me. Here's hoping. I just don't like getting bombs dropped on me like this.
1 person likes this
@pergammano (7755)
• Canada
16 Mar 12
I truly am sorry about your woes, girl...seems a Catch 22! Being Canadian...I do not understand your system! In Canada, there is either Social Assistance (Welfare)...or Social Disability (Disability)! My tenant in my Cottage is on Welfare, and he had to dissolve himself of his assets, other that his van to be eligible....the thinking being, that he must have explored all..and dispose of his assets before becoming eligible! Disability requires ONLY that you have Dr.s' certificates! UNDER NO circumstances...no matter what..are you EVER deprived of Medical and perscription coverage...even if totally homeless and OFF the radar! Everyone is covered--no matter what! Hope things improve for you!
1 person likes this
• United States
16 Mar 12
Yah, I have long wished I lived in Canada, simply because of the medical coverage there. I have sold my trailer and once the title is transferred I will have to reapply for SSI. SSI is "Supplemental Security Income" whereas SSDI is "Social Security Disability Insurance". A disabled person qualifies for SSI but only gets SSDI if they have worked and paid into the system. I get both. My SSI qualifies me for Medicaid and my SSDI qualifies me for Medicare. Since I am on both, Medicaid pays my Medicare premiums and takes up the slack in the coverage since Medicare is really a joke as far as coverage goes. Needless to say I cannot afford to lose any of the above. Here's hoping all goes well with the sale and that I won't have any hassles when I reapply for SSI!
1 person likes this
• Canada
17 Mar 12
Even with your succinct explaination here...it seems like such a tangled web! So complicated...and when governments have these kind of " hoops" that you have to jump thru, I often wonder if it is just to create employment for them? All this is not necessary, AND I fear, in some cases (actually lots)it could encourage persons to be dishonest! I truly hope all your "T's" get crossed soon...and you can get on with your life!
1 person likes this
• United States
17 Mar 12
You are so right. The way the system is run, its only goal seems to be the oppression of the poor and needy rather than actual assistance. I am allowed to run into debt up to my eyeballs but not allowed to save up for any large ticket items (over $2000) and thus stay out of debt. The government is so convoluted, it's ridiculous!
1 person likes this