What Do You Do?

United States
March 14, 2012 9:29am CST
Before I left John Day, I sold my daughter's bed to my BFF. She was supposed to take over the payments on it for me. Well, guess what. I've been getting calls from the creditor for the past two weeks now and when I looked up my account online I found that she has not made a single solitary payment! I've been trying to reach her for the last two days. She has not answered my texts nor called per my texted request. I am so frustrated! I feel betrayed, although I know she didn't mean to let this slip. I'm sure she just forgot about it but when I put myself in her place, I cannot see how she could! I am always conscientious in my bill paying, especially when I'm using someone else's account. It's not her they are coming after, it's me. I thought I could trust her...after all, she IS my BFF, right? Also, her husband was involved with this oversight. It's not like she's alone in this...you would think ONE of them would have remembered! Well, she has been helping me sell my trailer and I had offered her 10% of the sale in payment. So here's how I'm going to work it: I will deduct the cost of the bed from what I am paying her plus a little for my stress and pay the stupid bill, myself! I really did not need this headache. What do you think? Would you do the same or something different? Would you let this ruin your friendship or forgive her?
2 people like this
4 responses
hetharia44
@hetharia44 (63)
• United States
15 Mar 12
I think you do the right thing, I would do the same thing. Just let her know before and your reason. To bad if she disagree.
1 person likes this
alaskanray
@alaskanray (4636)
• United States
15 Mar 12
I did finally get to talk to her last night and we are agreed to do what I suggested. I got the down payment on the trailer today so tonight I'll pay off that bill and a couple of others. Woohoo!
alaskanray
@alaskanray (4636)
• United States
17 Mar 12
Yah, I would expect such things from my sister but was disappointed in my friend. She just spaced it altogether and when I asked her about it she seemed surprised that it had not been paid. I think she just took for granted that her hubby had paid it and never gave it any thought. I'm just glad to have it out of my hair!
timetravel
@timetravel (1425)
• United States
17 Mar 12
That is a good way to do it. Since it's coming out of her "ten percent" - this way she now fully owns the bed - it's paid for, you are off the hook with the creditor, and you can move on. Let it just be a lesson for the future. Make sure a transference of "debtor" is done before actually giving something over to another. If it can't be done due to credit issues, get everything in writing, no matter how close a friend another might be. This gives you a legal leg just in case.
1 person likes this
louievill
@louievill (28851)
• Philippines
14 Mar 12
This is just a thought friend, if she is a real friend, then she should be doing the calling instead of you in a situation like this. . I've had very good friends betray me before so it just makes me weary to trust anyone especially when money is involved. sorry but I.m just that, but prove you can be trusted and I'm more than a very good person.
1 person likes this
alaskanray
@alaskanray (4636)
• United States
14 Mar 12
Yah, well this was the first time I trusted her with anything like this. I like to give folks a chance to prove trustworthy. Unfortunately, she has not proved reliable in this arena. I won't be trusting her again with something like this, that is for sure.
shooie
@shooie (4984)
• United States
14 Mar 12
I would do the deducting as you said you were thinking of doing but be prepared for her to have a problem with it. I would of NEVER of let my friends take over payments on something they were getting from me. Best friend or not. As for letting it ruin the relationship. hmmmm apparently you put more into it than she does or she wouldn't of let this happen or she would of called you to say hey I can't make this payment.
1 person likes this
alaskanray
@alaskanray (4636)
• United States
14 Mar 12
Well, I can understand how she could have forgotten about it. She has five kids and several friends that she helps out plus a part time job. Still, after nearly twenty years of marriage, one would think that she and her hubby would have gotten a better handle on their finances by now.
SomeCowgirl
@SomeCowgirl (32191)
• United States
14 Mar 12
Okay, I am sorry but a true friend would not have done this. If she couldn't make the payment for whatever reason she should have told you and not just let it lapse. Your name was on the account and not hers. On another note, I may have tried to see if I couldn't get her name on the account as well, as she was the one to be responsible for the payments. I can't say I'd let it ruin my friendship, but I definitely wouldn't trust her with anything else, and if she didn't like the way you were settling things then oh well, maybe she's not the best of friends after all. The fact she's not calling you back, should be a wake up call. Once, twice, maybe three times without a call sure, but the fourth? Fool me once, shame on you, fool me twice, shame on me. Sorry that's just the way I feel, I've had "Friends" who've betrayed me.
1 person likes this
alaskanray
@alaskanray (4636)
• United States
14 Mar 12
Well, she has a lot on her plate right now but still, I have left her two or three texts to call me and she still has not. I don't know if her phone has been misplaced or what but it is frustrating. The trouble was that she was supposed to have the account switched over to her but she never bothered to do it...if she can at all. Most creditors won't deal with "third parties", which is what she is. Still, it's obvious that she and her hubby need to seriously learn to budget. I've had sisters pull this on me but it was expected of them because I knew the sort of people they were...but my friend was not like my sister so I'm just disappointed. I don't think I'll be making a deal like this again, no matter who it is.