homemaker does it useful?

hi staying home as a full time mother and full wife is difficult?i think yes,because its all your obligation to care your children,and your husband.it is difficult if your husband is not earning well,because how can have a happy and worthwhile living if you do not have money to spend for your own daily expenses. For me, i will stay home as full time mother if my husband is earning so much money to supply our daily needs, and have extra money for my own daily needs. how about you what can you say?