How do you plan to become financially independent?

Very good advice, Aja. I had a lot of jobs in the past but now I am content working at home and having the challenge to increase my income more and more each month. Saving money is something I needed to remember especially when more income starts coming in, but my focus for now is to make use of my earned money to make me more money through wise investment. I am planning to go for offline business in the future.

Yes, I believe that insurance policy are for younger people who have a lot of years ahead of them but for me who is in his late 40's, that plan won't do me well because after 30 years of waiting I would be in my late 70's and I can no longer enjoy the wealth that would be mine at that point. Some people I heard tries forex trading and some say it is not as risky as one thinks if you know all about it's ins and outs. I haven't yet gone through the details and the ins and outs of this type of business but I might study and take a deep look at it soon because I felt if one knows how to play his money right, it would be easy to strike it rich in that type of business. Unless one is willing to take the time to study hard about this forex business, I would say it would be better to stay out of such business if one would only rely on risk. I believe it would take a lot of skills for one to make it in such an industry.

Thanks for sharing, kareemadivina. It seems like a really good plan to follow to reach financial independence, if you would ask me. I myself have a dream of someday having the necessary fund to build or buy an apartment for rent because that is one way of assuring sure monthly income without much effort on your part ( although the initial investment is a big one ). I think saving is also an important part of the plan. I wish you good luck for your plans...hope you accomplish them all :)

We are similar in a way that I am also now in the investing mode, but I have a feeling you have a lot more experience with investing than me because I'm just starting out. I agree very much that saving and investing is truly a tried and testted way to be financially free. That is why knowing what types of investments would be profitable would be of utmost importance in this case. Maybe you can share with us what investment for now is giving you good returns and that you see a lot of potential to someday make you financially free. For me, I have now invested online in JSS Tripler at JustBeenPaid giving members 2% daily commissions from your intial investment. My plan is to keep adding to this investment and compounding my income as much as possible. It also includes getting a lot of referrals because you get 10% commissions from your 1st level referrals and 5% commissions from your 2nd level referrals, so the potential becomes enormous when you are able to refer a lot of people who invests money in JSS. Then there is also the matrix side of it...I won't get into details because I know many of those who read this will not know anything about JSS Tripler because they are not a member of this site. Anyway, this is probably a long-term way of seeking financial security but at least this is one of my source of potentially great source of income.