i feel it is cool to access your bank account online
By hotsummer
@hotsummer (13835)
Philippines
May 28, 2012 5:14pm CST
i mean we can check out how much money we have left in our bank account. i don't think every bank account you open has this feature. although most banks i think do have this feature already. so i don't have to go out of the house and inquire at the bank atm machine how much money left in my bank account. although i would still need to go out to withdraw some money. although i can use it to pay bills online. but still i feel it is better to pay my bills myself as there is payment center in the malls. so when i go to the malls i just pay also my bills at the same time.
2 people like this
9 responses
@aritahime (221)
• Indonesia
29 May 12
Yeah, that's one of the greatest feature offered from the banks. I found it very useful for my online shop. So when someone has already transfer the money to buy something, I can just check it online, and continue the transaction. Very helpful ^^
@freymind (1351)
• Philippines
29 May 12
Yes you are right that not all of the banks have the Online Banking feature but its neat and I use all the time. I even use it for my online purchase since some of the sellers payment method is thru bank transfer. I pay my bills as well online since its faster and I don't have to wait to line up although I get to pay my bills a few blocks from since we have like a Billing Center its still convenient to just press a few buttons on my keyboard and my bills are already paid. 
@oldchem1 (8132)
•
29 May 12
I couldn't cope now without my on-line banking, it is SO handy.A little too handy for my children who live away and ask for loans now and again as I can transfer money instantly from my account to theirs!! I am able to keep an eye on my account and make sure that everything is fine and all direct debits etc are paid and my account is in credit.
@jhustinian (612)
• Philippines
29 May 12
Yeah, it's a really cool service. It's very convenient for account users because we don't really have to go outside to the nearest bank to check our balances because we could already do it online. And I don't think it's very risky too, because like BPI once you've closed the window of the website you'll be automatically logged out so your account is safe. There's also no possibility of changing information we've submitted when we applied for the online banking because only them has the access to the private matters.
@laydee (12798)
• Philippines
28 May 12
Yeah, it's really cool to access bank accounts online. I am enjoying this feature a lot since I have a lot of sources of income and I find it easier to monitor because it's displayed online.
But I guess now that our bank accounts are online, there's a far bigger possibility of it being hacked or used by another person. Which is why we should always be careful of what we do online and where we access our accounts.
Make sure to log out properly and change passwords once in a while.
Have a great MyLot experience ahead!
@asdomencil (4265)
• Philippines
28 May 12
You are right. I have a bank account that can be access online. I can easily check my balance anywhere as long you have the computer and internet connection. Like yours I moslty did the payments on my bills like electricity and credit cards.
However, if you really need cash, you cannot withdraw it online (LOL) but really need to go thru atm's.
Having online payment thru your internet banking can help you avoid the long lines in payment centers.
