How long did it take you to acquire the things you have?

You are right people nowadays seem impatient and that they are too quick to spend money they dont really have and go into debt. I like to save up my money and try and buy things out right, if i cant afford it i dont buy it simple. Companines nowadays are always offering people credit to get more money out of people so we end up spending more.

it is differ from one person to another some people do take a long time to acquire example when you dig your farm while expecting to reap in a certain time intervals example six months so you will acquire it after such period of time and so on. I you want to obtain a degree in university while you are now in primary level it needs a time to reach university level, you have to proceed with the school til you finish secondary education till you reach university level where you may start your studies until you obtain your degree. Therefore if the nature of what you want to acquire do need little amount of time it can be and if do need so long time then it will take long time.

It did take time to get some of the things that I wanted and among them the most noteworthy have been the foreign trips and my dream home which I designed. They came about at the right time as we had planned everything well.

This is a very good plan to pursue. I am also planning of having a lot of things but as of now I still have to prioritize my children's education. hopefully, after they are all finished with their studies, I can also have enough fund to get what I am dreaming of. But of course if I became successful with my online career. I can have it earlier. Have a nice day!

That is so true Dominique and the needs have grown more demanding with each generation. When I got married I had no fridge, no home, no fire, no telephone just the basics to manage from day to day. When my daughter got married she had all those things from the beginning, so the things she bought were what I would have described as luxuries. Now it is granddaughter's turn and she has all mod cons including some pretty pricey electronic gear - there is a major difference however, she is renting with little prospect at present of buying her own home. I bought my first home about 4 years after I got married, myu daughtr bought hers almost immediately. I think your course of action is sensible and if you save for things you appreciate them so much more and the downside of getting everything at once means that they will all need replacing all at once!

Hmm. I agree with you that our generations wants just too many things. But it cannot be helped as the times are moving at a extremely fast rate and people must get new things in order to keep up with the times and the fashion or trends of the era. Doing this things may take much time and if you have patience, one can definitely get what they want

Hi Dominique This year I gifted my wifey a laptop. Didnt cost much - was only 600 USD. But as I have been ill and at home since 2008, without a regular job and more of regular medical expenses, I still managed to save the amount and surprise her. It took me about a little more than a year to achieve it. We have finance facilities available with the sellers but I did not opt for them just because these are not so very good for people who do not have regular earnings. I cannot say that these finance things are good or bad but I have seen many people do wonders with them and similarly many who fall victims to them... So I guess it is how you manage the show and what is the purpose of your opting for the debts.

Two Thumbs Up! Debt is foolish! I have been working hard over the years to accumulate my possessions. My husband and I have been together for 14 years and married for almost 9. We have a mortgage on our home and that and my school loans are the only debt we have. We just recently bought him a new to him SUV that is beautiful, but we did it with cash! My car is not pretty but it runs and we are now saving for my replacement. We go without some things but honestly not much. We save and buy what we need :) Good for you for being patient, you will appreciate your possessions much more that way!

It takes a while these days because money is an issue most of the time. When you look back, back in the days things were difficult but it was cheaper and it was way easier to make sacrifices. Life is stressful these days for all of us who are struggling.

Dominique, I think the answer lies in planning and to focus and NOT be distracted. Plan 'do-able' things and put a time-frame to it. Focus on only that one particular thing before you move on to another. Do not allow people to stress you about mark-down prices on other items to buy that will put you into debt. Debt is a killer, and you are still young, so draw up a list, plan and stay focused.