Saving Money?

@shante2 (338)
United States
January 4, 2013 12:17am CST
How do you save money? sometimes i's easy to make the money and it's easy to spend the money. How do you make money and then turn around and make sho you save it? I need to learn this, I need to know are there tricks and ways to saying money, My Mother is always giving me advice like , you need to start saving more, and I'm just wondering How teach me, I guess it's just all about self control, I must be just aint got enough of self control when it comes to saving money!!! Please help:)
3 people like this
6 responses
@ARIES1973 (9533)
• Legaspi, Philippines
4 Jan 13
While some would say that we have to save after what is left from our spending, a friend of mine do it the other way around. He said we should save first, say ten percent of our earnings before we spend. I think what he shared with us is true. As of now I have a lot of debt which I have to settle first and I will follow my friend's advise. Have a nice day!
1 person likes this
@shante2 (338)
• United States
4 Jan 13
Hi Aries1973 (3543), Thank you for your comment. I will for sure use your friends advice, I think thatt is the best advice that I have heard in a long time. Saving ten percent first then using what is left, I will try this . thank you.!!!:)
@prashu228 (25820)
• India
4 Jan 13
hi Aries who ever said that" He said we should save first, say ten percent of our earnings before we spend. I think what he shared with us is true." is true i agree completely. well i think the same
@Emre1206 (41)
• Turkey
4 Jan 13
It is possible to save money if you know your needs and do your spendings in accordance.Sometimes people buy things just because they want to do it not actually they need it.
1 person likes this
@shante2 (338)
• United States
6 Jan 13
Hi Emre1206, Thank you for this comment. I think that is so very true. People do spend even when it isn't needed just because they want to. I do that some times, because I walk in the store and see something I don't really need but i get it cause it's their and it caught my attention.!!!:)
@prashu228 (25820)
• India
4 Jan 13
yes self control is important as well to save money. I save it in the bank . If its with me i may spend it at any time that's for sure. But if its in bank i wont take it. haha as of now i am saving very little.I start saving more once i get a good job.
1 person likes this
@shante2 (338)
• United States
6 Jan 13
Hi Prashu228, Thank you for your comment, I really appreciate it for it is really true. I think that when my money is in the bank I tend not to spend it as much to unless I have My visa card on me. I also think that a savings account helps a lot to because every month they take out a certain amount and put it in your savings account making sure that you save something.!!!:)
• United States
4 Jan 13
I save my money in a piggy bank till I saw that some went missing. and no one knew who took it. and so,I started saving my coins and rolling them up an putting them in a bin in my closet. I am trying to buy all my christmas gifts early so I am saving up enough for each gift and after I am done I can save for me.
1 person likes this
@shante2 (338)
• United States
4 Jan 13
Hi Giftsandbagscom, Thank you for your response. I think that if you had to move you stash then that's a good thing this time they can't find it and steal it whoever that was that took what wasn't theirs. I thin that buying things for others is a good thing and know you can put aside for yourself because that is needed as well. Good response!!!:)
@rosekiss (30277)
• Eugene, Oregon
7 Jan 13
In this economy, it is really hard to save. I do try though, but not succeeding to well. I might be going about it the wrong way, I suppose. I am on a fixed income, and w I do make a little online, but nothing significant. It is better than nothing though, as it does add up in the end, and that is the main thing. It seems that when i try to save some, something comes up, that I need to use it, so then it is gone. Since we are in a new year, i hope to do better than I have in the past, and I hope to make more money this year than I have last year. Take care, and have a good day.
@shante2 (338)
• United States
8 Jan 13
Hi Rosekiss, thank you for your post, just keep having hope and trusting and knowing that you can have what ever you desire if you believe and keep giving your best. I think in this new year you are working towards the things you desire, and you will be better off this year then in your previous years okay, have a wonderful day!!!:)
@brew2x (3096)
• Philippines
9 Jan 13
For me it is really challenging now to save money since our expenses seem to be never ending. We are actually struggling to save and hopefully our finances get better later this year. We save through a bank, we opted for passbook savings not atm to avoid withdrawing money if not really necessary. We used to save using a coin bank. After we get the money we also end up using it since it is quite heavy to bring on the bank. We mostly used it for local transportation fares.