break up or solve the problem

Indonesia
January 11, 2013 7:23am CST
hello my fellow mylotter at this time, I really want to know your opinions, What do you do if you found your partner involved debt and she/he don't take responsibility with it. shall you talk with her/him about the problem and find the solution? or you decide to break up when you found he/her is not a responsibility person?
1 person likes this
17 responses
• China
12 Jan 13
If i think i still love the boy and want to be together with him with the rest of my life, i will go continue and help to solve the problem.
1 person likes this
• United States
3 Feb 13
You need to discuss the issue and find ways to solve the problem together. I know that Randy was once married and had some debt thanks to his ex-wife that we are trying hard to clean up. There is some new debt (his student loans and his medical bills). We were not getting any help with the medical bills and they kept on piling up. Before Randy and I got married we had ordered copies of our credit reports and had shared what is on there and also looked at what was not ours. Honesty is always the best policy. If you two truly love each other you can work things out.
@bellis716 (4799)
• United States
13 Jan 13
That depends on how responsive the partner is to the idea of a mone¥ management class and getting his/her finances under control.
@aerous (13434)
• Philippines
12 Jan 13
I think better to resolve the issue. Because break up is not the solution to resolve any problem within the relationship. There must be wise understanding between the two to avoid any arguments or conflict of interest.
• United States
12 Jan 13
If you're involved with this person and you really care about them, of course you should talk it over with them and help them if possible. Just because a person has debt doesn't necessarily mean they're not responsible. Most people that are in debt have just made mistakes. This question can vary from person to person. It just depends on how much you care about them. If not, it's probably best to break up with them. However, it's not a good look breaking up with someone because of financial matters.
@Aja103654 (5646)
• Philippines
12 Jan 13
Help the person out, tell him to be more responsible, be there to support but never solve the problem for him, because this will not improve his sense of responsibility. If he doesn't do anything about it and continue this bad habit, then it shows how unreliable this person is.
@katsmeow1213 (28717)
• United States
11 Jan 13
Tough question. On one hand the debt shows irresponsibility with money and finances. It is hard to spend life with someone who's priorities aren't to get the bills paid. I think first you need to know why they are in debt. Was it from a time when they were younger and careless and have since learned their lesson? Perhaps it was for a good reason such as they did not have a good job at the time and could not pay their bills and needed to rack up debt to get their bills paid. Or are they still the type that doesn't pay their bills and keeps spending without thinking about their responsibilities? Their reason for being in debt should be your deciding factor on whether to stay and support them (emotionally, not financially) or leave. If their reason shows responsibility for their actions, then there is hope and you should try to work through it. If their reason is irresponsible such as they just like spending money, then you will need to give it some serious consideration whether you want a future with this type of person.
@jaiho2009 (39142)
• Philippines
11 Jan 13
I will surely talk with my partner and explain why he must face his responsibilities. Debt- that's one thing that I always avoid and that is the main reason why I never dare to have a credit card.
• Marikina, Philippines
11 Jan 13
If a person is somewhat a masochistic type of person or let us say, that person is too much marty and the situation is hopeless, which their partner don't listen every word they heard from their partner about being a responsible in paying a debt, I think he or she must talk to his/her partner... but, if that person is not marty and he/she talks once or twice to her/his partner about being responsible for paying a debt, but still they won't listen, I think it is better to end the relationship than to suffer in the end. As for me, if I knew I would be the one who would suffer because of a hard headed partner, well, I better break up with him. I don't want to die of depression and stress. I want to be happy. Love should be motivated and inspired, not giving us depression and stress isn't it?
@Dominique25 (9464)
• United States
12 Jan 13
I think it depends on where they are in the relationship that will be a deciding factor in whether they stay together or not. Either way though it would definitely be a good idea to talk with the partner about their debt. After all if they will try to get married then that debt will become their debt as a couple. The one partner though will want to make sure that they really think they can handle being with a person who isn't responsible. That is why it would be for them to talk about things and see what all really happened with the debt.
@Bhebelen14 (5194)
• Philippines
11 Jan 13
In my own opinion first better to discuss this problem with my partner and try to figure out what the best solution to this problem so that we can solve it together and teach him how to become responsible too. But if he did not take it seriously and still irresponsible better to break up him because he might cause you a big problem in the future.
• China
12 Jan 13
Well I think it is a little crude and reckless just break up with your partner because his or her debt,I think the concrete problem need a concrete analysis,you should talk to your partner and ask for the reason,if it is reasonable to you then I think you should help him or her figure out this issue,or at least,show your mental support to him or her.
11 Jan 13
Hello,In this case,I think don't do judement,but two people should together to face,with find the solution.Maybe she/he have some special situation,so you need a deep discussion.
@vernaC (1491)
• Romania
11 Jan 13
Don't break up right away, it makes you a close-minded person. Hear your partner's side of story then acknowledge the real problem. Does it make you love him less knowing his in debts? Don't you wanna help him out of love? You really have choices and it's still your decision in the end because it's your life.
@drkraven (521)
• Romania
11 Jan 13
talk on the subject. get all the details, then take a decision. My opinion :)
@else22 (4317)
• India
11 Jan 13
I don't think you should snap your relations with a friend or relative if they are in debt.Maintaining relations with them does not mean helping them financially to repay their debt even if you can't afford it.You may as well teach them how they can save or how they can stop splurging money in buying unnecessary things.Snapping relations with them is not the solution.
@Sureoi (176)
• Philippines
11 Jan 13
You should talk with your partner and make him realize that what he/she is doing is very bad. It's just like what your parents do when you do something wrong. Have a nice day and happy mylotting! :)