Credit Report

United States
February 25, 2013 3:37pm CST
So today, I've been online doing research on my credit report. I wanted to see a detailed list of my credit report so I will know just who to start paying or filing disputes. I am finding it awfully hard to get a website where I can see the actual details on my credit without these trial periods and these monthly memberships (which all cost a little bit to much) I don't see why I have to pay money to find out where I spent money. So my question: are there any totally free credit report sites or do they all have that 'membership' catch?
1 person likes this
2 responses
@peavey (16876)
• United States
25 Feb 13
http://www.annualcreditreport.com is where you need to go. If you've already requested a report from one credit reporting company (Experian, Equifax or Transunion), you can request from a different one.
@peavey (16876)
• United States
25 Feb 13
You cannot get your credit score free, just the report.
• United States
25 Feb 13
thanks, peavey...I already got my report from there (that's how I got the written copy of my report) I found my written copy so now I can continue my journey to learn how to fix my credit. I started off with creditkarma.com and they led me to annualcreditreport.com...I got my Transunion report there and now need to find out how to go about reporting all these errors on my report (accounts I never opened from companies that aren't even around anymore) I see this fixing my credit thing is a little harder than I thought!
@peavey (16876)
• United States
25 Feb 13
Yeah, it can be a bigger job than it looks at first. Contact Transunion and they will tell you what you need to do.
• United States
25 Feb 13
Every year your entitled to get one free copy from equafax,experian,and another one I forgot. I will get mine after I get my printer so I can have a hard copy. I don't want to write down everything that is written on the pages.