I am so upset to see that i don't have money in the bank!

Philippines
April 2, 2013 5:02am CST
I am being paid by the insurance company at the moment coz I am still unable to work. But I have not been paid for two months now and I reached rock bottom. There is just nothing in my bank. I have been using my credit card from my bank in my country. I tried calling our company's secretary but she is unavailable at the moment. I am in a different country with a different language and system that is why I could not just go to the insurance company and inquire. This is what's frustrating me more. I feel so helpless and unhappy. It is not about the money but of being unable to do something!
3 people like this
12 responses
@Lindalinda (4111)
• Canada
2 Apr 13
Don't let your anger get the best of you. You must do something to sort this out. Talk to the secretary again, 2 months is too long to wait for a solution to a misunderstanding or a problem. If you cannot get a satisfactory answer go to the Embassy of your country in Austria or phone them. Have all the details at hand such as contact name, name of insurance company, claim number, conditions of payments etc. etc. They will or should help you out here. You cannot live on your credit card forever and your health will not be restored quickly if you have to worry about money. Good luck to you.
• Philippines
2 Apr 13
That was real one great answer. I am still cool but if I don't get the right response from the insurance company tomorrow then I might tick. If going to the embassy is the solution for this one then, so be it. I pay my insurance and taxes correctly so I should have the right to also be taken cared of. I did not choose to get sick.
@ARIES1973 (11426)
• Legaspi, Philippines
2 Apr 13
It's a sad thing to know this. Being on another place could really add to your burden. Just be patient. I do not know much about this situation but perhaps you could devote more time with your online activities so that you could earn more. Have a nice day!
• Philippines
2 Apr 13
I am only a member of my lot. At the moment this good enough. Are you with other websites and they are doing you good with earnings? Tell me more.:)
@laydee (12798)
• Philippines
3 Apr 13
Oh my gosh, that's the worst thing that could happen ~ being in a country with a different language and without money! Doesn't the company have a branch there or a toll-free international call number? I guess you do find out if the company you have put your trust in is really competent or not when the times get tough. I hope things get better soon.
@Angelpink (4035)
• Philippines
2 Apr 13
At present you can not do anything , don't panicked , just relaxed so you can think of what best to do. It is difficult there for it is not your land , just be patient it will be solved soon as incharge people would be around.
• Philippines
2 Apr 13
I keep calm as much as i could. I don't even want to tell this to friends anymore coz I am just repeating the same story all the time and I am putting a burden on them already. I did email our secretary and wait what she could do to solve this. Thanks Angelpink in taking time to help me relax.:)
@dagami (1158)
• Rome, Italy
2 Apr 13
being penniless in a foreign country is a very hard situation. at least you haven't maxed out your credit card so you can still use it. did you tell the secretary about the delay of the payment last month? since you say that it has been two months, i hope that you informed her about the first delay. she should have made calls then and you should know the cause of the delay. don't feel helpless, it's not going to help you in any way. i am also living abroad and i know how it feels to have problems in a foreign country. if you wallow in your despair, you'll just end up becoming more desparate. go and talk with your company's secretary first thing tomorrow. request her to call the insurance company in your presence so you'll know what's going on.
• Philippines
2 Apr 13
Yeah, she knew about the first delay and she did talk to the insurance company then. We both thought that it only had some misunderstanding on how my sick leave is doing coz this is my long leave within the year. So I also gave it a chance to sort it out and waited for the next pay day. My patience is just finished now. I am angry but there is just nothing I can do, so it makes me feel sad now. Thanks for your comforting words. If I could not get hold of our secretary today then I will call her tomorrow morning again.
@mjhalz8 (255)
• Philippines
2 Apr 13
Even if I don't have money, I will be upset too. And now I am making money online so I have some extra and will not be frustrated seeing my bank account or my wallet ZERO.
• Philippines
2 Apr 13
Are you also working on other sites? I just come to mylot. Good for you if you are making money online coz in mylot it is more of a sensible socialization that I am into. Thanks for dropping by mjhalz8.
@stanley777 (9402)
• Philippines
3 Apr 13
I'm sorry to hear about your situation. I know how hard it is to be in a foreign country with no one to turn to in case of problem like this. It's good that you can still use your card from your home country. I just hope it will be settled soon.
• Philippines
3 Apr 13
You are right. Its not about the money but the feeling of being restricted... all of your moves are being limited because you don't have a resources to fund it. I have the same dilemma right now. I decided to quit my job 8 months ago and it is really really sucks! I hate it to the max! Well I just pray for you that you get all the insurance payment that is really due to you for two months very soon. In Jesus mighty name this I pray Amen! just say Amen if you believe. The effective prayer is to find someone who have the same problem as yours and pray for that someone... heheh glad I met you!
@Raine38 (12257)
• United States
2 Apr 13
So sorry to hear that. I can just imagine the feeling. I am in my home and yet whenever my bank account seems lower than what I think is just about right for my expenses and savings I also worry and get a bit depressed.
@danix1982 (593)
• Philippines
3 Apr 13
its getting frustrating if i am in your situation but for now the best thing you can do is to calm down and relax, plan for what you will do when you comeback to your office and talk with the insurance company or ask someone their who can help you at the moment.
@srisahara (4508)
• Indonesia
3 Apr 13
Hi friend, I know your feeling, it is so hard and painful for you. I also ever experience the case, which I do not have money in my pocket, although for $1, fortunately, there is my friend that want give me $10 and I return it next week. At the moment I cannot do anything, because I live in other province, so I cannot call my family to help me. Be patient friend, God always with us, don't you give up to find the solution.
3 Apr 13
Live without money in this world is so dificult.If you have no money so you have no life because your all needs depend upon the money.