September 7, 2015 2:50pm CST
I made a huge mistake on Friday. I spent money that I should not have spent. I am not over drawn or anything with my bank but I should have kept that money. I just got a blast and found out that my main job is no longer viable. The guy said he sent me an email last month but I never received it. Normally he pays upfront the first of every month. Sometimes it may be on like the 3rd or 4th day and I don't mind because we have a good rapport and I have never had a problem getting paid. He said he should have something else for me on Wednesday (I sure hope so). Had I known this on Friday I would not have spent that extra money on Fall/Halloween decorations. I got them at Dollar Tree and they will exchange things for me but not give my cash back. Lesson learned. Unless the cash is in the bank don't spend the extra that you have on hand. I hope this does not happen to anyone else.
20 people like this
• Eugene, Oregon
7 Sep 15
I am an impulse buyer, and in the past, that has got me in alot of trouble. I have since learned my lesson, and never will I do that again. I should have known better, but I just got carried away, so don't fret, as we all do it at one time or another.
• Eugene, Oregon
8 Sep 15
@Shellyann36 When I see somehting that I want, I usually buy it, but like I said I need to stop as I end up not having a lot of money to pay the bills. I have since stopped being so impulsive, and I only buy when I have the money to do so.
8 Sep 15
@Shellyann36 Keeping a reserve fund is always sounds good . Expecting one source and spending the cash in hand will make us in a critical moment . Very few times I also come across this type of experience . But that too I have managed somewhat .
• St. Petersburg, Florida
7 Nov 15
This same scenario has taught me much. My monthly income fluctuates drastically from month to month, as I have several types of income streams. I cannot predict what each month is going to bring. For that reason, I try to keep a cushion, in case the bottom falls out one month. I don't spend on things that are "frivolous" or that I already have, just not in the right color, so to speak. I stood there today, agonizing over getting a pressure cooker, on sale. It would have been $40. After much debate, I walked away, deciding to get one at a later date. I really don't "need" one. I just really like them, and have always had one. It's hard when we just want a little pleasure in our life and then we regret it. I have had months where I wished I hadn't bought all the cat food, or extra food, or whatever. Or I regret filling up the gas tank. It hurts.
7 Nov 15
I've been there, when we were younger. Money was always tight when the kids were young. I understand what you are dealing with. When you get older things get better, its something to look forward to but staying on budget is important when money is tight. The older you get the better it gets if you pay attention to income and what you spend. When we were young I had a budget which bought out groceries, paid our bills and didn't leave much to spend on silly stuff. We're old now and there is money in the bank and invested so we will not have to worry ever again. With age comes wisdom, and also with age the kids are on their own and its just the two of you...
• Midland, Michigan
28 Sep 15
I've spent money before and then when leaving the store or sometime later remembered a bill or something needing to be paid that I'd forgotten about before. I've tried to wait on things because of that since then, and generally I do okay. Also, sometimes things will break down that need replacing and once the money is spent it's hard to backtrack. Hope you remember next time if there is a next time.