Can you have a house with no insurance?

@sharon6345 (142255)
United States
June 12, 2016 9:33pm CST
I never owned a house before so I would not know. I just see this terrible fire that ripped through this house and wonder if they can build over. When I move I am sure going to get renters insurance. it makes me so nervous to even move out of here now. All these doors are fire doors. No where else will I find doors like this in old private houses. It makes my heart sad to know that they could be in shelters tonight.
6 people like this
9 responses
@paigea (22620)
• Canada
13 Jun 16
I would never choose to neglect buying insurance. It will be worth it if it's ever needed.
1 person likes this
@zarlamain (24874)
• United States
13 Jun 16
In America, one needs to have insurance for their house in case of a fire or an issue.
@sharon6345 (142255)
• United States
13 Jun 16
I do hope that will be the case with them too.
@zarlamain (24874)
• United States
13 Jun 16
@sharon6345 Yes, because paying for house damage out of pocket is very expensive.
@toniganzon (53392)
• Philippines
13 Jun 16
In my country, when you acquire a house through a housing loan in the bank, it is a must to pay for insurance.
@sharon6345 (142255)
• United States
13 Jun 16
That is very good for them. Thanks.
@JolietJake (51104)
• United States
13 Jun 16
You can, yes, but it isn't advisable. And if you were buying one, the bank or whomever you got the mortgage through would insist you carry insurance.
@sharon6345 (142255)
• United States
13 Jun 16
Thanks for the help. I sure hope to see them building soon then.
• Canada
13 Jun 16
I know here in Canada, not everyone has home insurance. We do, and it is something we will not give up. You just never know what can happen.
@Chungshop (2359)
13 Jun 16
Here we get a bank loan for 30 or years from bank if you're qualify, so the house must have an insurance too.
@sunrisefan (21340)
• Philippines
13 Jun 16
Having insurance is voluntary on the house owner but for his protection, it is best to have one. When our house was still on mortgage, insurance coverage was compulsory but when I had it fully paid, I still had our house insured for our security and peace of mind.
@magallon (18105)
• Philippines
13 Jun 16
Insurance is important. It can help you a lot when calamities or fire incidents happen.
• India
13 Jun 16
I am living with my parents. And the house we are living has no insurance.