How do you get the local cash when on your travel?

cash
@youless (93055)
Guangzhou, China
February 5, 2017 6:58pm CST
Although I like to use the credit card to pay, but sometimes having little amount of cash when you have a travel is still necessary. Will you exchange it in your bank before the travel? Or will you exchange it when you arrive at the destination? As to me, I like to withdraw it from the local ATM since my bank will not charge me extra fee for it. That's super!
14 people like this
13 responses
@marguicha (100063)
• Chile
6 Feb 17
I buy some dollars before the trip and use my credit card most of the time. Most banks charge when they convert foreign currency.
3 people like this
@youless (93055)
• Guangzhou, China
6 Feb 17
I am lucky that my bank doesn't charge me fee for it. This is why I applied for it
2 people like this
@marguicha (100063)
• Chile
6 Feb 17
@youless You are lucky!
2 people like this
• United States
6 Feb 17
I never tried but there are currency spots you can exchange money like at the airport or, at the mall here too.
2 people like this
@youless (93055)
• Guangzhou, China
6 Feb 17
Yes, but usually the rate is not so nice there.
2 people like this
• United States
6 Feb 17
@youless Oh I see, I am unsure as I never done it hehe
2 people like this
@youless (93055)
• Guangzhou, China
6 Feb 17
@infatuatedbby This is beause US dollars can be used in many countries.
2 people like this
@AkoPinay (10088)
• Philippines
6 Feb 17
I haven't traveled. I am curious what your bank is
2 people like this
@youless (93055)
• Guangzhou, China
6 Feb 17
Huaxia Bank, ever heard of it?
2 people like this
@AkoPinay (10088)
• Philippines
6 Feb 17
@youless oh I am only familiar with HSBC
2 people like this
@youless (93055)
• Guangzhou, China
6 Feb 17
@AkoPinay Of course HSBC is a famous big bank. But usually small banks will offer something better to attractive more customers
2 people like this
@celticeagle (119107)
• Boise, Idaho
6 Feb 17
I would get extra cash from my bank before I left. I used to get these things, I don't even remember what they were called but then I could cash them in for cash. Now days I would use a credit card or debit. That is a good way to keep track of your cash interactions anyway.
2 people like this
@youless (93055)
• Guangzhou, China
7 Feb 17
Sometimes a little cash is still needed.
1 person likes this
@celticeagle (119107)
• Boise, Idaho
7 Feb 17
@youless ......Maybe ask your regular bank for suggestions on where to go if you need more cash.
1 person likes this
@Linda1234 (4766)
• Houston, Texas
6 Feb 17
no charge fee is so good.
2 people like this
@youless (93055)
• Guangzhou, China
6 Feb 17
Yes, this is very convenient for me to travel.
2 people like this
@Linda1234 (4766)
• Houston, Texas
6 Feb 17
@youless Thank you share it with us.I want to try my credit card when i travel.
2 people like this
@marsha32 (6691)
• United States
6 Feb 17
I don't have the opportunity to travel where I need to change currency. When my daughter traveled to England, we exchanged money at a bank here before they left.
2 people like this
@youless (93055)
• Guangzhou, China
7 Feb 17
This is a common method for many people.
@stbrians (15839)
• Kakamega, Kenya
6 Feb 17
I do the same
2 people like this
@youless (93055)
• Guangzhou, China
6 Feb 17
Nice to hear that.
1 person likes this
@hereandthere (32443)
• Philippines
6 Feb 17
i think using the local atm is good because you get local currency immediately. i'm glad your atm is accepted by any local bank. does your card have a mastercard or visa logo?
2 people like this
@youless (93055)
• Guangzhou, China
6 Feb 17
My card has the Unionpay logo. It accepts that ATM which supports Unionpay and I am glad that this gets much more popular.
2 people like this
@jstory07 (69055)
• Roseburg, Oregon
6 Feb 17
I used to get travlers check but you can not get them anymore so now I would get an exchange at a bank to have some cash.
2 people like this
@youless (93055)
• Guangzhou, China
6 Feb 17
I haven't tried the personal check yet. It is not very convenient to use it here.
1 person likes this
@JudyEv (130066)
• Bunbury, Australia
6 Feb 17
We sometimes get some local money at the airport although I don't think you get the best deal there.
2 people like this
@youless (93055)
• Guangzhou, China
6 Feb 17
You are right. The rate is not attractive in the airport.
1 person likes this
@carexing25 (1822)
• Philippines
6 Feb 17
i always keep my card ready so that i wouldn't consume a lot of time getting it over the counter.
2 people like this
@youless (93055)
• Guangzhou, China
6 Feb 17
I also prefer to use ATM rather than going to the bank to deal with business.
1 person likes this
@scheng1 (24748)
• Singapore
7 Feb 17
After I start travelling by cruise, I do not face this problem. The cruise currency is USD, and I tend to buy USD from the cruise companies if the exchange rate is good. When I go on shore excursion booked through the ship, I may not need to change any money since everything is paid for. If we need to buy anything that is of small value, the tour guide will use his local currency to change for our USD.
1 person likes this
@youless (93055)
• Guangzhou, China
8 Feb 17
If you are in a cruise, perhaps paying by the credit card will be the best solution.
1 person likes this
@allknowing (68584)
• India
6 Feb 17
It's a long time since I travelled but whenever we did we had traveller's cheques and some cash withdrawn locally.
1 person likes this
@youless (93055)
• Guangzhou, China
7 Feb 17
I haven't used a personal check yet.