Very conscious of my mortality recently.

@Asylum (47893)
Manchester, England
February 20, 2017 9:41am CST
My recent period of poor health has brought reality to my attention, which naturally makes me very aware of my diminishing lifespan. Oddly this does not bother me unduly, although it has made me conscious of the need to make arrangements. I would hate to die and leave my brother or my nieces with a load of hassle trying to sort out funeral arrangements or claims to remaining finances etcetera. I have given serious thought to this and have decided that I should purchase a funeral plan as soon as possible. This would amount to around £4000, but would serve a worthwhile purpose. However, since I live in a different city to my family, it would be prudent to talk to my brother first and settle on the most appropriate location. A will would also be important. Even if I do not much cash left when I die, the house is definitely of a decent market value. I suppose this realisation comes to each of us once we reach a certain age.
33 people like this
19 responses
@egdcltd (12060)
20 Feb 17
I was at a seminar recently and one topic was the subject of nursing homes. I can't guarantee that I've got this totally right, but apparently if you need to go into a nursing home, the first thing the local council does is check to see if you have enough income to cover it. If you haven't - highly likely - and you have more than £25,000 in assets (i.e., a house), they take all these assets, and give you £25 a week to buy anything else you want. Worrying.
3 people like this
@Asylum (47893)
• Manchester, England
20 Feb 17
It is even worse when private nursing homes are involved because they tend to claim anything that they can.
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@egdcltd (12060)
20 Feb 17
@topffer I got the impression that they just claim it all here before you die. Unless you protect it (which can be done, but it needs doing before you know you will be going into a home).
3 people like this
@Asylum (47893)
• Manchester, England
20 Feb 17
@egdcltd That can be extremely expensive, as we discovered when my mother went into one.
3 people like this
@JudyEv (325345)
• Rockingham, Australia
21 Feb 17
It does indeed. With two sons, we've had wills for a long time but they probably need updating. No-one likes to think about it too much but much can be done beforehand to make the tidying up of one's estate less painful for those left behind.
3 people like this
@Asylum (47893)
• Manchester, England
21 Feb 17
Many people keep delaying such decisions because they feel that it is morbid, but once arrangements are made things become more straightforward.
1 person likes this
@Asylum (47893)
• Manchester, England
21 Feb 17
@JudyEv What difficulty can develop in being an executor?
1 person likes this
@JudyEv (325345)
• Rockingham, Australia
21 Feb 17
@Asylum That's true. Vince has been executor once or twice and it can become really difficult. It is a huge benefit if a little thought has been put in beforehand.
1 person likes this
@celticeagle (158702)
• Boise, Idaho
21 Feb 17
I am having these same thoughts. I have no assets and it would just be for my burial and a wake sort of affair. It is quite a realization isn't it?
3 people like this
@Asylum (47893)
• Manchester, England
21 Feb 17
Yes it is. We tend to keep delaying this because we always expect to have a decent amount of time remaining, but eventually it would become too late.
1 person likes this
@celticeagle (158702)
• Boise, Idaho
21 Feb 17
@Asylum .....Yes, I think about that all the time. How to find room for one more bill each month.
1 person likes this
@marguicha (215179)
• Chile
20 Feb 17
I have been thinking all day about you, dear frien. I know what you are going through as I have been thought about it too specially since I was diagnosed with cancer. I have one thing settled already as both of my children and myself want cremation instead of a burial place. And that is more expensive but it means an end to it all. My material possessions will have to be parted in 2 as I have two daughters. I could give more to one of them if I made a will, but there´s no need as both of them have a house and a good job.
1 person likes this
@Asylum (47893)
• Manchester, England
21 Feb 17
It is not quite so simple here in England. If I die intestate it may be difficult for them to establish a claim, so I would rather take precautions to avoid that.
1 person likes this
@Asylum (47893)
• Manchester, England
21 Feb 17
@marguicha Providing for your own life naturally takes precedence.
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@marguicha (215179)
• Chile
21 Feb 17
@Asylum It is easy for me because I have 2 daughters. It would not be easy at all if I only had nieces and nephews or if I had brothers.
1 person likes this
@kevin1877uk (36988)
28 Feb 17
Yes it does make you think more about it all when you age a certain age. It's a good idea what you have in mind.
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@Asylum (47893)
• Manchester, England
28 Feb 17
Especially now because I had a major incident a couple of nights ago.
1 person likes this
@mysdianait (66009)
• Italy
28 Feb 17
@Asylum What happened?
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@kevin1877uk (36988)
28 Feb 17
@Asylum I'm sorry to hear that Barry, hoping you are ok.
• Eugene, Oregon
21 Feb 17
I will be cremated as cheaply as possible when I go and I hope that my ashes will be scattered into the Pacific Ocean. My wife also favors cremation.
1 person likes this
@Asylum (47893)
• Manchester, England
21 Feb 17
Cremation is extremely popular in recent years and does eliminate a great deal of problems.
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@Asylum (47893)
• Manchester, England
21 Feb 17
@JamesHxstatic Very true. There is also a risk of acquiring less than the whole amount left behind.
1 person likes this
• Eugene, Oregon
21 Feb 17
@Asylum Yes, and expense as well.
1 person likes this
@snowy22315 (169638)
• United States
21 Feb 17
Yes, it is important to make arrangements for such things.
1 person likes this
@Asylum (47893)
• Manchester, England
21 Feb 17
The consequences for those left behind would be rather undesirable otherwise.
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@snowy22315 (169638)
• United States
21 Feb 17
@Asylum yes likely
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@Orson_Kart (6095)
• United Kingdom
20 Feb 17
No one knows how long they have left, so we should all make sure our affairs are in order. I too haven't bothered yet, as it's not something I like to dwell on too much. I want a cheap and cheerful departure when I go. Four grand doesn't seem cheap enough for me. Cardboard box, cremation, no flowers. That'll do me.
1 person likes this
@Asylum (47893)
• Manchester, England
20 Feb 17
@Orson_Kart Exactly, it gives the ones left behind a sense of comfort.
1 person likes this
• United Kingdom
20 Feb 17
@Asylum Fair point. As the deceased it matters not what happens, but people like to pay their respects.
1 person likes this
@averygirl72 (37715)
• Philippines
24 Feb 17
My parents now have memorial plans but they are still young and more years to live. I'm not sure if they already have a lot where they will be buried. It's sad to think about it but it's something we cannot escape
1 person likes this
@Asylum (47893)
• Manchester, England
24 Feb 17
I fully agree. It does sound morbid to consider such a subject, but also essential.
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@Asylum (47893)
• Manchester, England
24 Feb 17
@averygirl72 Once it is arranged we can forget about it, but it does need doing.
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@averygirl72 (37715)
• Philippines
24 Feb 17
@Asylum Yeah it sound morbid. I don't want to talk about it but we need to face it
1 person likes this
• Preston, England
20 Feb 17
it is a great idea to be prepared for the worst - let's hope it isn't for many years to come yet though @Asylum
1 person likes this
@Asylum (47893)
• Manchester, England
20 Feb 17
I feel the same way, but will feel more comfortable once it is arranged.
1 person likes this
@Asylum (47893)
• Manchester, England
20 Feb 17
@arthurchappell Yes, I just need to stay alive until I finalise it.
1 person likes this
• Preston, England
20 Feb 17
@Asylum it will undoubtedly be a relief to know it is all arranged
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@sishy7 (27169)
• Australia
24 Feb 17
Grim reality, but you're right, it seems like a wise thing to do - making arrangements and plans before our time is up...
1 person likes this
@Asylum (47893)
• Manchester, England
24 Feb 17
I consider it to be a necessity. The last thing that I want to do is leave problems and expense behind.
1 person likes this
• United States
1 Mar 17
I know it is not an easy pill to swallow, to think of all of the things that need done in order to ensure our loved ones aren't left with so much burden. I will leave it at this. I hope that the arrangements you are thinking of now won't need to be executed for many more years to come. Kevin did make a post becaue he is worried about you and i can't help but feel the same way because of the tone of this post. I don't know how severely you were injured recently but I do hope if you become dizzy again you'll go and get someone to check it out.
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@Asylum (47893)
• Manchester, England
1 Mar 17
Oh dear, it sounds as though I should have not mentioned to Kevin what happened.
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@Asylum (47893)
• Manchester, England
1 Mar 17
@ScribbledAdNauseum It has made me feel very vulnerable and cautious, but a visit to the doctor would be too risky.
1 person likes this
• United States
1 Mar 17
@Asylum I think it is a good thing you did mention it! It might push you to go see the doctor, because I get hte impresison you are more worried about it than you want to let on here.
1 person likes this
@marlina (154166)
• Canada
25 Feb 17
All my preparations have been made. A will is extremely important to have and also "power of attorney"
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@Asylum (47893)
• Manchester, England
25 Feb 17
Power of Attorney7 is one aspect that I had not considered.
@Inlemay (17714)
• South Africa
24 Feb 17
it seems it costs more to DIE than stay alive - maybe you should consider the latter option!
1 person likes this
@Asylum (47893)
• Manchester, England
24 Feb 17
Yes. There was always a long standing joke about being unable to afford to die, but it is now becoming a reality.
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@Asylum (47893)
• Manchester, England
24 Feb 17
@Inlemay I can just picture buckets of Guinness lined up on the bar.
2 people like this
@Inlemay (17714)
• South Africa
24 Feb 17
@Asylum ABSOLUTELY
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@allknowing (130067)
• India
20 Feb 17
Dying intestate is not the best choice by all standards. Good you are making plans. We all have to do that whether we like it or not.
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@Asylum (47893)
• Manchester, England
21 Feb 17
Exactly, dying intestate can create a lot of problems for remaining family members.
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@MALUSE (69416)
• Germany
21 Feb 17
Such thoughts have already come to us, too.
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@Asylum (47893)
• Manchester, England
21 Feb 17
I suppose that this occurs to everyone at some time of life.
1 person likes this
@TheHorse (205259)
• Walnut Creek, California
21 Feb 17
I think it becomes especially salient when we have health issues or lose someone close to us. I'm glad it's not bothering you unduly. I have to scratch together a will as well.
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@Asylum (47893)
• Manchester, England
21 Feb 17
The only part that does concern me is the thought of passing on without making proper arrangements.
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@spaceseed (2843)
• India
21 Feb 17
I am Hindu.............We believe body is like a cloth the soul takes another body in next birth........but not necessarily human body........it could be animal or insect...........so we should act in a way that is not sinful and for betterment.
1 person likes this
@Asylum (47893)
• Manchester, England
21 Feb 17
That would not alter the fact that your possessions will pass on to someone else
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• Satna, India
21 Feb 17
intresting
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@Asylum (47893)
• Manchester, England
21 Feb 17
It is something that we all need to consider at some time.
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