Student loans

United States
May 9, 2017 3:08pm CST
So I am a student, and like most students I am almost crippled under the weight of my student loans. One of the most eye opening experiences I have had was working at Navient student loans for 2 years (don't hate me, I was a victim too lol). While working there I realized that school may have not been worth it in this day and age. I would like to pass on any knowledge I have obtained from working with student loans, specifically private loans. Any questions, feel free to ask, I'll answer to the best of my ability
4 people like this
5 responses
@mandala100 (35901)
• Hong Kong
9 May 17
How much loan did you get? Are you still paying for your student loan?
3 people like this
@prashu228 (25821)
• India
9 May 17
Hi welcome. Where you from?
2 people like this
• United States
9 May 17
as of right now im about 30 grand in and yea i'm going to be paying these suckers for quite some time.
1 person likes this
@WriterAI (5017)
• Bulgaria
11 May 17
@Yasmeena So bad.
@WriterAI (5017)
• Bulgaria
9 May 17
I had an awful personal bitter experience with loans. So I advise: Don't get any loans! Never! Never! Never! But if you have no choice - only a small bit of loan.
2 people like this
• United States
9 May 17
yup and only federal never private
1 person likes this
@WriterAI (5017)
• Bulgaria
10 May 17
@Yasmeena It is applicable to your country US and get it. Probably it is proper. But here, in Bulgaria, don't get anything as private loan because there are so many gangsters in the private loans institutions. Their final aim is to rob your real estate and leave you on the street without anything. They don't agree that there are situations when one /he or she/ couldn't meet the loan/debt. So, here, far away from them! It is my simple piece of advice.
1 person likes this
• United States
10 May 17
@WriterAI its pretty similar here as well except the gangsters are the bank owners. they destroy you with interest and fees. a $10,000 loan will become $25,000 by the time you go to pay it back
1 person likes this
@prashu228 (25821)
• India
9 May 17
What are you studying? How much interest do they charge?
1 person likes this
• United States
9 May 17
Im a criminal justice major and the interest rates depend on your credit around the time you got the loan. One thing I will say is if you can avoid it NEVER get a private student loan. only department of education loans.
1 person likes this
@atoz1to10 (6842)
• Australia
10 May 17
Poor you... Just think of a bright future ahead of you... So how many more years do you still have to go for?
• United States
10 May 17
I should be done my bachelors fall 2018, I want to go for my masters but I want to wait until I can pay out of pocket.
2 people like this
@atoz1to10 (6842)
• Australia
11 May 17
@Yasmeena Yes, that's a good idea.
@responsiveme (14474)
• India
10 May 17
Thanks that is very nice of you.