The One Time I Didn't Take My Camera Something Big Happened

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So tonight was Bible Study night with my small group of ladies from the church. I had to miss last week because of Hubby's fall. I left early, was entering the freeway, when BAM! I was rear-ended HARD. (As you may remember I had surgery on my neck in December 2014.) I remember seeing a blue bucket in the middle of the on-ramp ahead of me as I was being pushed toward the SUV in front of me. I managed to swerve into the shoulder just in time not to hit it (the SUV). I was able to drive the car on the shoulder right under an oak tree, which was a good place since it was hot outside. Then I waited. I figured the police and CHP would be there shortly, so I stayed in the car. A woman from the SUV checked to see if I was hurt. When I said I was OK pretty much, she kept going to the other cars. In a couple of minutes, I got out of the car and looked behind me. There were a lot of police cars, and at least one ambulance. A group was gathered around someone who appeared to be on the ground. I kept my distance. In a few minutes, the EMT came to check me out. I had slightly high blood pressure and a strong pulse. She felt around my neck and had me raise my hands and do some other tests to see if there was any apparent nerve damage. When I said I didn't think I needed an ambulance ride I had to sign a release. then she told me to wait for the CHP. So I waited. It appeared there was little damage to my car. I tried to take photos with my phone, but I don't know how to get them on my computer. It has a camera, but I don't know how to download photos from it. It's a very old dumb phone, a flip model. I thought I had a memory card in it, but I didn't. Finally, the officer came to take my report. He asked some questions I couldn't answer, like "How fast were you going?" I tried to explain that I wasn't looking at the speedometer because things were happening so fast I needed to watch the road, the car in front of me, to keep from hitting it. The officer said I needed to be more specific. He finally had me guess. I hate that kind of questioning because I felt unable to give any honest answer except that I didn't know. He finally finished and gave me a card with information to give my insurance company. Then he let me go. I decided to go on to Bible study, even though I would be late. As it turns out, the leader was also late. She had gotten on the freeway just before the accident but right behind it. It delayed her, but since she wasn't involved she was able to leave as soon as a lane was cleared. It was a four-car pile-up and one person I think was severely injured. He or she did take the ambulance ride. Tomorrow I will call my insurance company and my doctor. As it turned out when I stopped at Trader Joe's on the way home my tailgate wouldn't open, so it appears there is more damage than I thought at first glance. The officer didn't take photos. If I judge by appearances, it would appear that the person who hit my car probably won't have insurance in spite of the law. I'd been planning to take the trip south to Costco tomorrow, but that will be hard if I can't load the back end to carry things home. I am also starting to get a sore neck and a bit of a headache. I applied ice and took some ibuprofen, but I suspect by tomorrow I will be hurting more. I'm beginning to think neither of us should leave the house on Wednesdays since Hubby had his accident last Wednesday and I had mine this Wednesday. But that's just superstition. Wednesday night is Bible study night and I hope to get there on time next week. Have you seen or been in any bad accidents lately? Do you know how to get photos onto a computer from an old dumb phone? Has anyone asked you any questions you couldn't answer recently? I would have put a photo here, but obviously I can't get it off my phone.