catalogs in the mail.

@sharon6345 (137944)
United States
August 5, 2017 1:15pm CST
I see now that my credit card payment is out there. I am getting credit offers from a butt load of people. I toss them in the trash. I am working hard to build my credit But I don't plan on applying for any credit anytime soon. I know a little bit about credit and with that, I will stick with my card. The credit card companies want people to keep using those cards. I need to keep getting up my score. it's working for me so far. What was a very very bad number is getting higher. I am trying to go all a little while without using it. I paid $100 this month. They only ask for $25 that is a catch for them to make more money. I needed to buy my nephew some diapers so I used it. I like how I use it for needs and not wants. It makes using it something I don't do too often. My daughter was learning to not use hers. but she is addicted to Victoria secrets panties. I am sorry for that. I have just as much desire for pretty stuff. But at $2.99 I could not be happier. When she sees me buying from Rainbow's she likes them. But she is chasing the name. Sad oh how sad. As for those catalogs I won't be placing one order.
6 people like this
6 responses
@celticeagle (119823)
• Boise, Idaho
6 Aug 17
I remember when I was married to my third husband. I had perfect credit. He went out and opened two credit cards in my name and proceeded to buy a camcorder and a VCR. I was so mad! He had never said a thing to me about doing this. I have had many adventures with credit cards. I have one for clothes and I keep on it too. But, nothing else. I know I will splurge and can't afford it.
@sharon6345 (137944)
• United States
6 Aug 17
I am hoping that never happens to me.
1 person likes this
@celticeagle (119823)
• Boise, Idaho
6 Aug 17
@sharon6345 ........I do too. I learned a good lesson with that man.
@sharon6345 (137944)
• United States
6 Aug 17
@celticeagle That was a very valuable lesson. for me I don;t give no mana my social. ever.
1 person likes this
• United States
5 Aug 17
Yes catalogs and credit card offers go straight into the trash for me too. I wont go there. The only catalog I will look at but not buy is that old company in Maine..
@sharon6345 (137944)
• United States
5 Aug 17
I am paying down one with 24% interest I am going to make sure not to shop from them again. I am better off with walmart stuff.
1 person likes this
@sharon6345 (137944)
• United States
5 Aug 17
@TiarasOceanView oh your right about that my dear. I don't have half of that. less than grand I am sure. one bill is about $190 another $900 another $200 nothing more than that. and I send them$3 and sometimes $20 it's slowly moving down.
1 person likes this
@sharon6345 (137944)
• United States
5 Aug 17
@TiarasOceanView Your doing great. I want that so bad right now I am about 579 which was much lower. It is rising little by little. It was over 600 but it went down from me applying for credit. I got one card out of that but it wiped out my 600 score. which makes me sad.
1 person likes this
@mandala100 (50408)
• Hong Kong
5 Aug 17
@sharon6345 It's good that you have a very clear distinction between needs and wants my friend.
@sharon6345 (137944)
• United States
5 Aug 17
That is what I am glad for as well. I need to keep that up for it will save in in the long run.
1 person likes this
@mandala100 (50408)
• Hong Kong
5 Aug 17
@sharon6345 You are absolutely correct my friend about that.
@sharon6345 (137944)
• United States
5 Aug 17
@mandala100 That is good you know that. Thnks.
1 person likes this
@jstory07 (69762)
• Roseburg, Oregon
5 Aug 17
We put emergencies and wants only on our credit cards to.
@sharon6345 (137944)
• United States
5 Aug 17
that is good as you see fit.
@rusty2rusty (6766)
• Defiance, Ohio
5 Aug 17
I only order out of catalogs for Christmas. I do enjoy looking at them though.
@sharon6345 (137944)
• United States
5 Aug 17
That is good I am glad you like it.
1 person likes this
@kobesbuddy (54955)
• East Tawas, Michigan
5 Aug 17
@sharon6345 Good for you, Sharon and don't give in, if at all possible!:)