August 13, 2017 3:18am CST
I live on a small monthly income and it used to be very easy to find myself low on money at the end of the month. Now I use a very easy way to know what is going on with my budget. After paying my monthly bills I simply take what ever money is left and divide it by the number of days before the next allotment is due. For example if I have $1000 left I divide it by 30 and know I can spend $33 a day. If I go over or somehow am under than I just do the process over. So if I spend $40 and only have $960 then I divide it by 30 and know I have $32 left daily.
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When I follow it, there is little problem, but if I decide that I need something major I must force myself to save for a few months. Like the next thing that I MUST buy is a new computer as this one, like me, is showing signs of arthritis! Good news is that I can get a state of the art AYER (top brand over here) for about US$350.