Do you use a credit card(s)?
Credit cards! ahh they are the worst. Charges too high fees; and basically everything has fees, late charges, membership, so on. Here i have a card but i dont use it. i always ask for reversal of my annual membership fee and if they don't i would always say okay so better cut it then. hehe and they will remove that fee. i keep it just in case, but never use it. for some transactions i have to make online, i maintain a prepaid debit/credit card. this way i am using my money and its within my budget. if i cannot afford it on my debit card then it means I must not buy it with my credit card because that is money i dont have i am spending.
That's a great question. Not only credit cards but digital readers that well look after everything for you. I do use auto at the bank. They take my money auto for the auto. And you vil like it! The systems do have their advantages and disadvantages. Do you think you can avoid them completely? I like cash too but it is becoming less popular?
• United States
I use credit cards to pay for things online, Debit cards are risky since they don't have the same security as credit cards. Right now, I have medical bills on my credit card which wouldn't have been paid otherwise. Credit cards can definitely be a problem but they can be efficient tools if used carefully.