Do you use a credit card(s)?

September 14, 2017 4:40pm CST
I particularly don't like to make any kind of payment using credit cards (I prefer to only use cash) because I hate the fact that banks themselves take advantage of customers by imposing various fees to them for the services. How about you?
15 people like this
21 responses
@marguicha (103803)
• Chile
14 Sep 17
I use one credit card although several Banks an shops have wanted to give me one. I need one credit card because I travel. More than one is too much. But I pay it each month so I don´t have to pay for a credit.
3 people like this
14 Sep 17
@marguicha That's nice.
2 people like this
• Nairobi, Kenya
17 Sep 17
Is visa paywave a credit card?
2 people like this
@marguicha (103803)
• Chile
17 Sep 17
@mildredtabitha I don´t know. I only know Visa, Master Card and the like.
1 person likes this
• United States
14 Sep 17
I do have credit cards which I use very infrequently. Mostly I use my debit card
3 people like this
@playertwo (1215)
22 Oct
I have never used credit cards and I never will. Those just get you into trouble.
@prashu228 (25501)
• India
15 Sep 17
No i don't use credit cards
2 people like this
@playertwo (1215)
22 Oct
I don't either but I do use a debit card.
@KrauseHome (35514)
• United States
15 Sep 17
Anymore for the most part we use Cash except for our Car which is thru a Bank and our house. Would be nice if these could be paid in cash off too.
2 people like this
@playertwo (1215)
22 Oct
I sometimes pay in cash but mostly I use a debit card but now a credit card.
• United Kingdom
14 Sep 17
No, I don't. I try to stick to cash only. I think we get monitored so much, I don't like the thought of every purchase I make being added to a giant data base somewhere.
2 people like this
@playertwo (1215)
22 Oct
That is just science fiction Hollywood movie junk.
@rubyriaz007 (4290)
• India
17 Sep 17
My husband nor me use credit cards.We pay only cash.Credit cards are dangerous if we don't handle it in the correct way.
1 person likes this
@playertwo (1215)
22 Oct
I have never used a credit card and I never will.
@pitstop (7674)
• India
16 Sep 17
I have a credit card and use it often. It's convenient and I always pay the dues on time so I don't pay anyone's or charges.
1 person likes this
@playertwo (1215)
22 Oct
I agree but I mainly use a debit card not a credit card.
@mesbakh (2370)
• Indonesia
22 Oct
no i dont have
@chiyosan (30205)
• Philippines
6 Aug
Credit cards! ahh they are the worst. Charges too high fees; and basically everything has fees, late charges, membership, so on. Here i have a card but i dont use it. i always ask for reversal of my annual membership fee and if they don't i would always say okay so better cut it then. hehe and they will remove that fee. i keep it just in case, but never use it. for some transactions i have to make online, i maintain a prepaid debit/credit card. this way i am using my money and its within my budget. if i cannot afford it on my debit card then it means I must not buy it with my credit card because that is money i dont have i am spending.
@TheHorse (73471)
• Walnut Creek, California
25 Dec
I use a credit card because I always pay my bill on time and get cash back on every purchase.
@Hannihar (44290)
22 Dec
I have one credit card and use it to pay bills. I do not use it that much.
@Kosgey (1292)
17 Sep 17
Yes, I used prepaid subscription.
@1hopefulman (33555)
• Canada
15 Sep 17
I use my credit card when I can so that I get points that I can turn into cash. It costs me nothing as long as I pay the balance every month.
@Bluedoll (17050)
• Canada
15 Sep 17
That's a great question. Not only credit cards but digital readers that well look after everything for you. I do use auto at the bank. They take my money auto for the auto. And you vil like it! The systems do have their advantages and disadvantages. Do you think you can avoid them completely? I like cash too but it is becoming less popular?
@Macarrosel (7537)
• Philippines
15 Sep 17
I have two credit cards and debit cards too. I used them when I run out of cash. Convenient for me.
@carebear29 (28834)
• Wausau, Wisconsin
15 Sep 17
i have 5-6 of them and keep up on them.
@peavey (16866)
• United States
15 Sep 17
I use credit cards to pay for things online, Debit cards are risky since they don't have the same security as credit cards. Right now, I have medical bills on my credit card which wouldn't have been paid otherwise. Credit cards can definitely be a problem but they can be efficient tools if used carefully.
@mandala100 (52471)
• Hong Kong
15 Sep 17
@TheInvisibleMan I use credit card once in awhile my friend.
@louievill (19935)
• Philippines
14 Sep 17
My credit card is only for my paypal account, if on rare occasions we need to do credit we use my wife's card. I do not like credit, I save when I want to buy something that I cannot afford for the moment.