First time thing with Western Union
By LK2018
@Letranknight2015 (51499)
Philippines
September 23, 2017 1:11am CST
There is a branch nearby where I use to pay for every utility bill. It was originally meant for sending money from one branch to another. But over time it also became a payment center.
All I do over there is pay something or re-load my phone. Until today I sent money to my brother and he's going to the province to renew his passport.
After that I got curious about this prepaid / debit card of theirs so I purchased one. It will take a month to process it.
My bank is a little bit far maybe with this one I can save what ever cents I have.
14 people like this
16 responses
@andriaperry (116860)
• Anniston, Alabama
23 Sep 17
Yes we use Western Union, but its $15 to send money, that is very expensive.
4 people like this
@jobelbojel (34729)
• Philippines
23 Sep 17
It is indeed very expensive @andriaperry. If there is another payment center or money sending center over here, I would try an alternative.
4 people like this
@andriaperry (116860)
• Anniston, Alabama
23 Sep 17
@jobelbojel Not any that I know of, but there maybe.
1 person likes this
@jobelbojel (34729)
• Philippines
23 Sep 17
@andriaperry I think Xoom can be an alternative.
1 person likes this
@YrNemo (20261)
•
23 Sep 17
@cacay1 I am not too sure if the bad people choose Western Union as a way to get people's money, perhaps that bank itself is not too bad? I never know, but any strange mail, emails asking us to transfer money to Western Union for this or that service, we all become alerted right at once.
1 person likes this
@Letranknight2015 (51499)
• Philippines
24 Sep 17
@YrNemo I didn't have any experience of receiving an email coming from western union. Perhaps I will be cautioned on what I check on my email.
1 person likes this
@allen0187 (58438)
• Philippines
23 Sep 17
Good idea.
Western Union has included a lot of other services in their branches. They have become a one-stop shop for financial needs.
1 person likes this
@Letranknight2015 (51499)
• Philippines
24 Sep 17
Hello @allen0187 That's true, I've only heard of western union as a sending money center. But this company is from the US and it goes way back.
1 person likes this
@SIMPLYD (90722)
• Philippines
1 Oct 17
@Letranknight2015 I wonder how it works, becasue w credit card means you have no money but you have a pruchasiñg power given by the credit company. But with the debit card you have a savings accouñt with money where it is automatically debited to pay for your purchase.
@Letranknight2015 (51499)
• Philippines
28 Sep 17
It was their partnership with mastercard and it's some sort of debit card @SIMPLYD
@cacay1 (83223)
• Cagayan De Oro, Philippines
23 Sep 17
@ilocosboy ,WU is only send-receive center
we can't save there my friend.
we can't save there my friend.1 person likes this
@ilocosboy (45157)
• Philippines
23 Sep 17
@cacay1 i mean save by paying lesser amount of sending fee and saving more time 
1 person likes this
@Letranknight2015 (51499)
• Philippines
24 Sep 17
I was curious and decided to apply for one @ilocosboy and It's more like a wallet I think. It's not clear but maybe i could use for my paypal merchant money.
@Letranknight2015 (51499)
• Philippines
24 Sep 17
Hello @JustBhem The branch here also has utility payment center function even if there's a bayad center nearby. Perhaps if you have a near Western branch you can ask them.
1 person likes this
@Letranknight2015 (51499)
• Philippines
24 Sep 17
I hope so @bunnybon7 still need clarification about it.
1 person likes this
@toniganzon (72285)
• Philippines
24 Sep 17
@Letranknight2015 I don't ever use their service so I have no idea.
@Letranknight2015 (51499)
• Philippines
24 Sep 17
What do you think about it@toniganzon I don't know why they have a master card or something must be similar to Sm advantage card.
@jobelbojel (34729)
• Philippines
23 Sep 17
I wonder what that prepaid card you are referring to. Maybe we can use it through Paypal.
1 person likes this
@Letranknight2015 (51499)
• Philippines
24 Sep 17
I agree with @kepweng Union Bank is better @jobelbojel I was just curious about this one.
1 person likes this
@cacay1 (83223)
• Cagayan De Oro, Philippines
23 Sep 17
Don't you have Cebuana or Palawan? They charge every customer less that WU.When I sent my brother money in Saudi Arabia, they charged me 1,000 pesos for the 10, 000 that I sent to him. My bro and his workmates are no longer paid by their Arab employer.They only receive few Riyals for their monthly allowance.KSA once famous now sinking.
1 person likes this
@Letranknight2015 (51499)
• Philippines
24 Sep 17
There's Cebuana here @cacay1 but I don't use them. Not sure about this western card they have. Probably just for getting new points like the ones in 7-11.
@Letranknight2015 (51499)
• Philippines
24 Sep 17
Not sure if it's a prepaid card or a debit card @just4him It hasn't been explained to me completely.
1 person likes this
@just4him (305853)
• Green Bay, Wisconsin
24 Sep 17
@Letranknight2015 If they put money on it for you, it's prepaid.
@petatonicsca (7070)
• Japan
23 Sep 17
A long time ago I had to use Western Union, but now with many different options available I will not use them. If I can use Paypal, that is easiest.
1 person likes this
@Letranknight2015 (51499)
• Philippines
24 Sep 17
Yes, I've heard you can use paypal for paying bills @petatonicsca never tried that before. I always go to payment centers.
@Letranknight2015 (51499)
• Philippines
24 Sep 17
Same here @YesWay but this is one branch that I usually do other transactions other than sending money, which I normally don't do.
@FayeHazel (40248)
• United States
24 Sep 17
I hope it works well for you and you are able to save a little money
@youless (112103)
• Guangzhou, China
24 Sep 17
My friend sent me money by Western Union few times before. I think today the online money transfer is much more convenient and we don't have to use Western Union. Its charge is high. And I have to go to the post office or the bank to get my money. It is not convenient.
@crossbones27 (48417)
• Mojave, California
24 Sep 17
Sounds reasonable. We all have to do what we can to save some money. Glad it is working better for you.
