Do you have a budget plan?

October 12, 2017 8:10pm CST
I always try to create a 2 week budget plan for my daughter and me, for food , clothes, utilities and a few extras. The sad reality is I always go over my budget. specially on the food department. do you have a budget plan?
6 people like this
11 responses
@eileenleyva (9465)
• Philippines
13 Oct
Nope. My daughter does the budgeting. I do not want to trouble my mind with horrible finances. However, a few tips I can give you. For subsistence, plan your food. Get the basic when you get to the market or the grocery. Garlic, onions, tomatoes. You can sautee just about anything with those ingredients. Sauteed eggs, as in omelet, sauteed fish, sauteed rice, sauteed vegetables or meat. That will stretch the food. And you are healthy. Purchase clothing only when necessary. Check on the less expensive detergents and soap and shampoo and toothpaste. Use natural, too. For cleaning, use vinegar and salt and baking powder. Etcetera. Have fun arguing with your daughter. That is the beauty of life.
2 people like this
13 Oct
I cant argue with her yet haha!! but thanks for the tips, their very helpful :)
@Lizirazo (2459)
• United States
13 Oct
Yes, my husband and I have budget plan monthly.
1 person likes this
13 Oct
that's nice to hear i hope I wont go over my budget haha
2 people like this
@Lizirazo (2459)
• United States
13 Oct
@averagejane Sometimes we go way over our monthly budget when something comes up or some sort of emergency.
1 person likes this
13 Oct
@Lizirazo yeah like an unexpected trip or something.
1 person likes this
• Philippines
13 Oct
I've tried .. but food always gets in the way .. :)
1 person likes this
13 Oct
i know right?
1 person likes this
• Philippines
13 Oct
@averagejane those darn deliciuos foods hahahaha ..
1 person likes this
13 Oct
@chloeamber yeah.. ice cream..
1 person likes this
• Peoria, Arizona
13 Oct
I always make sure there is extra in my budget. Knowing there is a comfort area and always feel good when I don't over spend.
1 person likes this
13 Oct
I would also feel good if I wont go over my budget :)
1 person likes this
• Peoria, Arizona
13 Oct
@averagejane It is best to plan ahead as best as you can.
1 person likes this
13 Oct
@DesirousDreamer and hope for the best :)
@A_loves_B (1539)
• Indonesia
13 Oct
Yes, of course. I've been trying to save 75% of my incomes every month. The rest are used for my daily needs.
1 person likes this
13 Oct
wow that's really good to hear :)
2 people like this
@A_loves_B (1539)
• Indonesia
13 Oct
@averagejane yes, it does, But in reality I often fail to do saving..
1 person likes this
13 Oct
@A_loves_B haha! let's not lose hope... we can do this hahaha!!
1 person likes this
@YrNemo (8996)
13 Oct
I do in a sense. With times, I just spend within that limit, and everything seems to be OK so far. December to February are the time which that budget always get into trouble however.
1 person likes this
13 Oct
good to hear you're mostly within your limit. uhh!! december , the time of the year when I usually over spend.
1 person likes this
@YrNemo (8996)
13 Oct
@averagejane those sales, those bills, those urgent expenses!
1 person likes this
@hereandthere (25126)
• Philippines
13 Oct
if you're both foodies and find it hard to skimp on food, then skimp on non-food expenses, like (as suggested) buying cheaper brands of cleaning materials and toiletries, and maybe on transportation, too, like walking instead of riding a tricycle, and also on electricity and water to lower your bill.
1 person likes this
13 Oct
thank! I will take all this suggestion when I'm making my latest budget plan.
1 person likes this
@dgobucks226 (7761)
13 Oct
Yes, I do budget. Unfortunately, rising prices makes it difficult to stay on it.
1 person likes this
13 Oct
yeah.. when you try ti estimate the prices but they suddenly went up.
2 people like this
@marguicha (82902)
• Chile
13 Oct
I used to do it and it helped me a lot. Now it seemsthere is always something extra
1 person likes this
13 Oct
I'm keeping at it but your right there is always something extra T_T
1 person likes this
@sharon6345 (105362)
• United States
13 Oct
Yes but I don't go over it at all. I am strict with it.
1 person likes this
13 Oct
that's really good to hear.. gives me hope that someday I'll wont go over it .. :)
@allen0187 (27960)
• Philippines
14 Oct
Yes, I have a budget plan. 60% of my income goes to expenses such as food, transportation, utilities, etc. 50% goes to savings and investments while the remaining 10% is my fun money.
1 person likes this