Tax us till we die, then tax us even then too!

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Welp, I just got off the phone (30 minutes on hold) with the health insurance marketplace. I am exempt. The lady was talking about the plan that BSBCNC had enrolled me in for next year and how much it would cost. I told her "Yes, but I am exempt for next year, right? I can call and cancel this insurance?" "Yes, you have to call us to cancel it but it will automatically cancel by the end of the year." Uhh... What? Uhm.. Huh? Say what now? Could you repeat that? All I know is that I am exempt for next year, and that I am going to have to make sure that my insurance doesn't roll over. The premium increases next year and if I am flat broke this year, I definitely can't pay an extra $200.00 for next year. We need a better health care plan, and for those who do not want insurance (me) they need to allow us to more easily be exempt and not have to hassle with it every year.