So I did a semi-risky thing today and it paid off.

United States
December 5, 2017 10:11pm CST
I applied for four different credit cards today! And, I was approved for all four. Yay! I already had three so now I have seven. I used to have good credit when I was younger, then I messed it up. It took many years to get it back up and to be approved for more credit. Earlier this year I purchased a house and in a couple years I will want to buy a brand new vehicle, maybe some home improvement financing as well. I know having a lot of credit is a bit risky, but if you are responsible and have a plan like I do, it can be very beneficial. I do not plan on using these cards except once or twice a year or when I want to take advantage of a reward program deal. They will be used just enough to show on my credit reports that they are in good standing and paid on time. When you have a high amount of credit but very little utilization, your score goes up quickly and easily. Then one day when you truly need a line of credit for something important, you are more likely to get approved for what you need. Anyone else interested in building good credit or collecting credit cards?
2 people like this
3 responses
• Philippines
6 Dec
That's really nice to hear that you're being approved. I don't own one either.
2 people like this
• United States
6 Dec
Thanks! I'm definitely excited. It means I've been doing something right so far. :D Do you want to own a credit card and just haven't been able to get one, or do you not care about it?
1 person likes this
• Philippines
6 Dec
@LovelyxOdd hmm.. That's good of you. Well, I don't just like having one.
@Hatley (159601)
• Garden Grove, California
6 Dec
o no credilt ever again I got in way over my head too k a lot of time to ujndo so now LI just hjnave a debilt card and stay out of troubole
1 person likes this
• United States
6 Dec
Do what? I don't understand you. I think your keyboard must be messed up or something.
@Shavkat (47286)
• Philippines
6 Dec
I think I don't have any. I tried not to be involved in availing it.