By Darcy Nemo
December 26, 2017 7:09pm CST
The verse which Kermit the Frog sang 'It's not easy being green' comes to my mind , but I am thinking more of my latest few hours. Have you noticed that it is very easy to sign any contracts, but not that easy to cancel them? - With insurance policies, it is easy to pay the premium, but not easy at all to make any claim. - With my last mobile phone plan, it was easy for me to sign a 24-month-contract two years ago today, but it took me hours to cancel that account finally or they would keep charging me every month, use it or not. (I let go of that phone number to save myself extra trouble! I do keep my favorite one .) On the other hand, it is difficult to build, but easy to wreck. (I am thinking of houses being bulldozed over, and new ones being built in my area! The same could be said re: relationships, right?) Have you experienced anything similar lately? (Such as, it took you a long time to save some money, but it was so easy spending them all up recently!) NB. Seems like I am going to have a headache with the mobile phone contract which I just let go. They had got their money according to the contract, but now say they need to charge a bit more for this and that. (I never really used that phone or the number. Never touched the data they provided in that package deal either.) This means I will have to make a complaint to the higher board. Not something I am keen to do in the first month of the new year, but I can't let go of this matter unfortunately, to me it is a matter of principle.
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I have to say that the only time we had to claim from our Insurance Company we had no problems and it was very smooth. I have no contract for our mobile phones, I buy prepaid cards, for the little I use them a fixed amount is wasted money.
I used to (and still have) a prepaid account which I have got for almost 2 decades. The only problem is, that old account attracts huge cost whenever I make a phone call to anyone (but it was fine to receive calls). I plan to get a better prepaid account, one which gives me unlimited calls and texts (I hardly use the phone seriously, but I hate unexpected bills)
@LadyDuck If I pay $25 a month, I can use my landline phone in a similar way (VOIP) but from the tiny prints, I still have to pay extra for certain numbers (not fair!). I had thought of that option (paying $25), but realize that it is not to our advantage, since we are often out, and the internet could be down anytime. I am OK temporarily for this coming 30 days!
• United States
@YrNemo No it isn't and we are doing all the rooms, we had a fire a few years ago that basically ruined all the rooms, most water damage. Got it fixed enough to live in and not have it declared a total lost in the end but lots of work to go.
@Ithink Did your insurance help at all (or they used excuses to get out of paying anything)? I plan to go for an insurance company in the next few days which charge very low, but the chance of getting back any claim is very difficult. (But I hate to pay lots for other insurance company, and face the same prospect!)
• Johannesburg, South Africa
I hate how they always come with excuses for extra charges when a person has the right to cancel, you must definitely take them on! My sister and I were talking just last night about how easy it to gain weight but how tough it is to lose it.
I went thru a big chunk of my saving since August. Lucky that this often happened in the past, so now I often save and save like mad, just for that contingency. (There are still more expenses to come, but I am 'sort of' preparing for them too. I will really rest by February.)
That is the weird thing, my contract ends as of today, but they will continue charging me if I don't go through the process of calling them and cancel the account. Many people warned me of their cases, they took the old sim card out (with those phone providers) and put the new sim in after the contracts ended. Yet, they kept being charged for the same amount of money for the next few months until they called and complained. I got charged an extra $30 on top of my contract, even though I have already called them prior to the expired date to let them know. (They often charged me $46 per month.)
My new mobile phone plan is also giving me a headache. The bill is always double my amount of plan. Each time I would go to their office and change it to another plan that could ultimately make a consumption withing my plan. I hope when my new customized plan will take effect on Jan. 11, my consumption will be within the plan's range already. Or else, I will choose another set of packs to go with the plan.