Credit cards

@sharon6345 (153987)
United States
January 2, 2018 4:41pm CST
They are good for some and bad for others. Cleaning up credit means clearing out fees. I want to do better this year so I am thinking about a few things. I best get to it then. What do you think about credit cards?
10 people like this
12 responses
@marguicha (109251)
• Chile
2 Jan 18
They are useful for me, but I pay all I owe in the month.
1 person likes this
@sharon6345 (153987)
• United States
2 Jan 18
That is good I like that as well.
1 person likes this
@marguicha (109251)
• Chile
2 Jan 18
@sharon6345 I have one just in case there is something important, such as a health problem
1 person likes this
@marlina (81960)
• Canada
2 Jan 18
I only have 1 credit car and only use for big items. But I pay it right away so I never pay any interest.
1 person likes this
@sharon6345 (153987)
• United States
2 Jan 18
That is very good. there are nice cards too.
1 person likes this
@Madshadi (9020)
• Brussels, Belgium
2 Jan 18
I use them for emergencies only
1 person likes this
@sharon6345 (153987)
• United States
2 Jan 18
That is good I think any way
1 person likes this
@gaianoor (1143)
• Tirana, Albania
2 Jan 18
I use them, but i think it`s better not to use them. We are using the bank money and we will pay more than we get.
@sharon6345 (153987)
• United States
2 Jan 18
I can see that if not able to pay the full amount.
@gaianoor (1143)
• Tirana, Albania
2 Jan 18
@sharon6345 there will be always something we want that can`t afford for the moment. Better to try save today to buy tomorrow what i want
@sharon6345 (153987)
• United States
3 Jan 18
@gaianoor You are right and with that i agree as well
@Hannihar (49979)
3 Jan 18
I have one and try not to use it a lot. I prefer if have the cash pay in cash or write checks.
@sharon6345 (153987)
• United States
3 Jan 18
that is always good. i don't ever write checks
@Hannihar (49979)
3 Jan 18
@sharon6345 If I can I write post dated checks so can make sure will have money to cover them.
@jstory07 (74094)
• Roseburg, Oregon
3 Jan 18
We use credit cards only for emergencies.
@sharon6345 (153987)
• United States
3 Jan 18
That is very good I hope none come up
@db20747 (12509)
• Washington, District Of Columbia
3 Jan 18
Use them for what you already have the money for. Advice from the king of credit, my grandfather.
@sharon6345 (153987)
• United States
3 Jan 18
that is wonderful. good for you.
@Courtlynn (57296)
• United States
3 Jan 18
Definitely good for some and not others.
@sharon6345 (153987)
• United States
3 Jan 18
for sure i would agree
@Asylum (48165)
• Manchester, England
2 Jan 18
A credit card was useful for buying online or for buying large items such as furniture or televisions etcetera. If shopping for an expensive item you can never be certain what the cost will be, so it saves carrying large amounts of cash. I always paid the full balance every month and therefore did not pay interest charges. As soon as debit cards were introduced I ceased using credit cards.
@sharon6345 (153987)
• United States
3 Jan 18
that is very good not to carry large sums of money
1 person likes this
@NJChicaa (49937)
• United States
2 Jan 18
We use them for all online purchases instead of our debit cards which wouldn't have the same protections. We use them for groceries and gas because we get 3% cash back. And we use them for big household purchases (refrigerators, washing machine/dryer, stove/oven, etc.) because you can get free financing for X number of months when you use store cards like Sears, Lowes, Home Depot, etc. We try to be smart about how we use them.
@sharon6345 (153987)
• United States
2 Jan 18
That would count for smart for sure. good for you.
1 person likes this
@aureliah (21638)
• Kenya
3 Jan 18
One should be very careful with credit cards. You can spend more than you should.
@carebear29 (29089)
• Wausau, Wisconsin
3 Jan 18
i have some and finally keeping up on the monthly payments. might pay one off and cancel it soon