A shopping spree on my credit card and it wasn't me
By Joanie
@Freelanzer (10745)
Canada
February 6, 2018 9:12am CST
Someone went on a shopping spree on my credit card yesterday. This is the first time any such thing has happened to me and I am so thankful that the credit card company was able to notice it in time. By 11 AM this criminal had already purchased a Netflix service, electronics and Vie en Rose products.
I had just got out of bed when the fraud department of the credit card called to say there was activity on my credit card. I don't usually use it to purchase anything online, so this was a shock. The only thing I recall doing is paying for postage on a parcel online a few days before this happened.
In a few hours, this crook did more shopping on my credit card than I did in years. I credit the CC company with identifying the fraud so quickly and cancelling the card. Now I have to wait for another one.
Just a cautionary note. If possible check your credit card activity daily. Has your credit card information ever been stolen?
13 people like this
14 responses
@1hopefulman (45123)
• Canada
6 Feb 18
Good that they were caught quickly. Yes, it also happened to me but they were caught right away and the card was cancelled. I have no idea how they got my information.
3 people like this
@Freelanzer (10745)
• Canada
6 Feb 18
I don't know either as I still had the card. I hope they caught the culprit
1 person likes this
@1hopefulman (45123)
• Canada
6 Feb 18
@Freelanzer Yes, I also hope they catch the thief.
1 person likes this
@Freelanzer (10745)
• Canada
7 Feb 18
@db20747 My only hope is that they peruse these crooks and bring them to justice
2 people like this
@Freelanzer (10745)
• Canada
6 Feb 18
I hope they do and I am very happy they caught it in time
1 person likes this
@Courage7 (19633)
• United States
6 Feb 18
@Freelanzer They at least will put the charges back on..credit cards are good like that. It is debit cards that are not so good to use online.
2 people like this
@dodo19 (47038)
• Beaconsfield, Quebec
6 Feb 18
I'm glad that the credit card company notified you and you were able to cancel your card. I do check it on a daily basis to make sure. This has happened to me before and I had to call and report it. Thankfully, they were really helpful. So, that's why I check regularly.
2 people like this
@Freelanzer (10745)
• Canada
6 Feb 18
It is a first for me and feels terrible. I will be checking my accounts more regularly in future.
1 person likes this
@dodo19 (47038)
• Beaconsfield, Quebec
6 Feb 18
@Freelanzer it’s not a pleasant situation. At least you’ve learned your lesson. Hopefully it doesn’t happen again.
1 person likes this
@mydanods (6513)
• Nigeria
11 Feb 18
@Freelanzer Yes, you have a right to know. That is what you should ask the credit card company. They will willingly tell you because they also want to prevent such things happening again.
1 person likes this
@Freelanzer (10745)
• Canada
11 Feb 18
I am thankful too but I would just like to know how they got access to it so I can prevent it in future
1 person likes this
@akalinus (40433)
• United States
6 Feb 18
My card was not stolen. I had it all the time. Someone used the number to go on a shopping spree in Oklahoma and online. I live in Florida. I don't know how they got my card number. I had to go over the accounts with the fraud department to tell them what I did not buy. They kept asking whether I was sure I did not spend it online. I had the card canceled and a new one issued.
1 person likes this
@akalinus (40433)
• United States
13 Feb 18
@Freelanzer My son says that people use scanners to steal the numbers. They could walk by you in the store and take the number off the card in your wallet. I wonder if aluminum foil would help.
1 person likes this
@Freelanzer (10745)
• Canada
14 Feb 18
@akalinus I suspect this is probably how they got it. Have to find a way to protect cards in future
1 person likes this
@Freelanzer (10745)
• Canada
7 Feb 18
My card wasn't stolen either so I am not sure how they got the number. Very scary thought.
1 person likes this
@Freelanzer (10745)
• Canada
7 Feb 18
Not sure but it just means the places they purchased from won't get paid but perhaps they can identify the fraudsters. As far as services like Netflix I am sure the charges would be reversed and they won't be enjoying it for long.
1 person likes this
@Freelanzer (10745)
• Canada
14 Feb 18
@JudyEv No they reversed the charges thankfully
1 person likes this
@JudyEv (325265)
• Rockingham, Australia
7 Feb 18
@Freelanzer I guess I was really asking would you lose any money through this but it seems not so that's good.
1 person likes this
@KrauseHome (36448)
• United States
7 Feb 18
Yay for your Credit Card company finding out about this, and calling you and putting a Stop payment. That is a Good CC company. Some yrs ago we had someone use my husbands Debit Card number at Walmart and they were in CA. When we questioned the bank they said we shop on Walmart so how can we prove it was not us? Needless to say, we left the Bank far behind right after that
1 person likes this
@wongchoiyee (7413)
• Malaysia
11 Feb 18
Yes I once had some money in my debit card but some crook stole it.
1 person likes this
@celticeagle (158679)
• Boise, Idaho
6 Feb 18
I do check my finances daily. That is scary. I had to get a new card a couple months ago and it only took two days to get the new one.
1 person likes this
@celticeagle (158679)
• Boise, Idaho
7 Feb 18
@Freelanzer .....Shouldn't take long. Depends on where it is going from A to B.
1 person likes this
@Freelanzer (10745)
• Canada
7 Feb 18
Good to know it doesn't take that long to get a replacement
1 person likes this
@toniganzon (72285)
• Philippines
7 Feb 18
I experienced this last year. And all the purchases were online too. Both on iTunes and other sites I wasn't even aware of. Fortunately, iTunes refunded me my money and the credit card company did the same, and cut my old card. The replacement card came quick too. It only took two days I think.
1 person likes this
@Freelanzer (10745)
• Canada
7 Feb 18
Surprised to hear how many others had the same experience. Hope it never happens again
1 person likes this
@Freelanzer (10745)
• Canada
7 Feb 18
Yes I have no confidence in these cards anymore.
1 person likes this
@Freelanzer (10745)
• Canada
8 Feb 18
The credit card company immediately cancelled the card. Not sure how they got my credit card # as I still had the card
1 person likes this
@Hannihar (129371)
• Israel
8 Feb 18
@Freelanzer
I am glad they were alert and cancelled it. That is a terrible thing to happen Freelanzer.
I hope they catch the thief.
@Freelanzer (10745)
• Canada
6 Feb 18
I sure hope they do. It was an awful experience
1 person likes this
@thedevilinme (3893)
• Northampton, England
6 Feb 18
I think a high number of people have been there. The netflix may be able to be traced
1 person likes this
@thedevilinme (3893)
• Northampton, England
7 Feb 18
@Freelanzer they wont bother. They just take the hit to keep trust high
1 person likes this
