Making Your Own Burial Plan

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More and more people are making their own burial arrangements, how they want it and where. I like this idea and I am thinking about starting this for myself. I know a few people who prepaid for their burial so that the family, or lack of family, would not be burdened. I have seen people have a large life insurance policy and the beneficiary that made the arrangements made it look like they were poor, with the cheapest casket and funeral, all so they could keep the money! Tony has lung cancer and has been talking about going ahead and making his own arrangements, you do not have to pay all at once, just a down payment and then monthly payments, if you die before its paid off, that owing amount is all that has to be paid and everything is all set and ready to go. I hope he does, it would be a relief because I know I would be the one doing it, not his siblings. My sister wanted to do it like this but could not afford the monthly payment so she took out enough to pay for her funeral in life insurance. I am sure I will pay for my own everything, I do not have anyone that could afford to bury me. What do you think about prepaid funerals?