Does medical insurance help

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At some point in our life, we fall ill and need medical assistance. If the condition is worse, we are hospitalized too. However, it comes with a lot of expenses. Medical or health Insurance can help us in planning our finance. Furthermore, they give us many additional facilities regarding medical expenses. But, after a certain age, the premiums go on increasing. My parents are having insurance. But, now, they’re finding it difficult to pay the premiums yearly. Should they surrender?