Saving money is hard to do

It is difficult for many. We don't have a home phone, cable television and some others things people might think are a must. We make our own laundry soap and cleaning products and most of our food is fresh, nothing from packages.

I just let all my online earnings to Paypal. I never touched them because it can be used in the future. I do agree that it is really hard to save money lately. We just need to have extra cash online.

I earn little bits here and there and leave them in Pay Pal until I am ready to use them.

I have a second bank account that I deposit money in once a month.. and I try not to think about it so I don't get tempted to withdraw unless it's emergency...

lessen expenses.

Hi Maxima. I do not go out as much as before as I do not want to spend money on things I do not need.

I just try to reduce the amount of things I buy and make things last longer. Keeping lights off when not in use to reduce the electric bill, keeping the thermostat lower in the winter so I don't have to buy oil to heat the house as often. Eating low cost meals and using everything up so nothing gets wasted.

I am also terrible at saving money.

it is, especially if you have a lot of things to spend on, and they are all important i hope you can reach your goal

I am a natural saver. But when you really want something, you find a way to save for it.

I can't seem to save much money. I try to convince myself I can do it but give in to impulse spending. I need to try harder. Cause, one day I might need emergency money if something comes up later on.

Saving money is a skill that must be practiced with discipline.

Nowadays, it's very hard to save. Life is expensive and we are living in a time of consumerism. And even more if there are children involved. I make a plan every month abot in and outcomes and try to seperate a bit to another account. And comparing prices each time I go shopping.