My credit card info was stolen.

@NJChicaa (115992)
United States
July 8, 2018 11:41am CST
My husband just discovered that this morning. They got 3 transactions for about $350. In the grand scheme of things, not a big deal since I am not responsible for the fraudulent charges. It was just a matter of a 5 minute phone call to report it and request a new card. Still, it is annoying.
15 people like this
16 responses
@1creekgirl (40515)
• United States
8 Jul 18
That has happened to us a few times, also. One time my credit union called and said, "Have you been in Georgia today?" I told them I haven't left NC, so turns out someone was using my credit card.
5 people like this
@snowy22315 (169940)
• United States
9 Jul 18
That happened to me once..I think it was from a credit card skimmer. It wasn't that much money though fortunately, and I got it back of course.
3 people like this
@snowy22315 (169940)
• United States
12 Jul 18
@NJChicaa I have found most companies will take your word for it..if you report fraudulent charges right away. Most are pretty good with this.
1 person likes this
@NJChicaa (115992)
• United States
9 Jul 18
The guy on the phone I had "credit fraud protection" so I didn't have to pay for the charges. I don't know if it was something special for my type of account or something they do for all credit card accounts these days. I've been with Capital One for over a decade.
2 people like this
@Porcospino (31366)
• Denmark
8 Jul 18
That happened to my brother some time ago. He doesn't know how it happened (which site), but of course he reported it and got a new card.
2 people like this
@boiboing (13153)
• Northampton, England
8 Jul 18
You have a great attitude - many would have gone completely mad worrying over something like this.
2 people like this
@NJChicaa (115992)
• United States
8 Jul 18
Life goes on.
@JohnRoberts (109857)
• Los Angeles, California
8 Jul 18
Any idea how your info got taken?
2 people like this
@NJChicaa (115992)
• United States
8 Jul 18
No clue. It is a card that I never actually use. We just have the gas bill on auto-pay on it.
3 people like this
@JohnRoberts (109857)
• Los Angeles, California
8 Jul 18
@NJChicaa Then the culprit was someone at the gas company. I worked in ATM services for a financial institution and it's easy to gain that info from inside. Years ago my card was compromised and it only could have happened from within the card company itself.
3 people like this
@NJChicaa (115992)
• United States
8 Jul 18
@JohnRoberts gotcha. Well, they didn't get very far with the info anyway. $350 and BAM shutdown.
2 people like this
@Sojourn (13836)
• India
8 Jul 18
Beware of entering credit card details on shady websites my friend........ you may try two factor authentication for extra security too if your card provider supports it
2 people like this
@May2k8 (18078)
• Indonesia
9 Jul 18
yes of course it is very annoying, I think there is someone who has a credit card number scrapper so that if they know the code number then the credit card can be used by anyone. Immediately block the credit card and Report it to the bank and the police.
1 person likes this
@jaboUK (64361)
• United Kingdom
8 Jul 18
That happened to my son - his card never left his possession, but someone used the details in another country. I haven't had it happen to me.
1 person likes this
@amadeo (111948)
• United States
8 Jul 18
that is very scary there.Your supposed to get a new card.You will get more information on this..
1 person likes this
@andriaperry (116860)
• Anniston, Alabama
8 Jul 18
I don`t have a credit card but I would freak out.
1 person likes this
@NJChicaa (115992)
• United States
8 Jul 18
It isn't worth freaking out over. It was very easy to just report it and request a new card.
1 person likes this
@kobesbuddy (74554)
• East Tawas, Michigan
12 Jul 18
This burns me up, 3credit card transactions at your expense! We've never experienced this, but it's a dirty rotten thing to do:( I'm glad they will make it right, with you.
1 person likes this
@NJChicaa (115992)
• United States
12 Jul 18
I don't have to pay so I'm not too upset about it.
1 person likes this
@kobesbuddy (74554)
• East Tawas, Michigan
12 Jul 18
@NJChicaa It's the principle of the thing, why do people manipulate to steal money?
1 person likes this
• Defuniak Springs, Florida
8 Jul 18
Even if you aren't responsible for it. It's still a hassle.
1 person likes this
@NJChicaa (115992)
• United States
8 Jul 18
Took less than 5 minutes to deal with it. Not bad.
@Starmaiden (9311)
• Canada
8 Jul 18
Will your bank compensate you for the loss?
1 person likes this
@NJChicaa (115992)
• United States
8 Jul 18
I'm not responsible for the charges.
1 person likes this
@Kasjnak (4492)
• Romania
9 Jul 18
Never happened to me and I hope it never does. Usually, I withdraw all my money and keep it cash, I use my credit card only when I have to. Too many scams, hackers and ID thiefs around .
1 person likes this
@rakski (112925)
• Philippines
9 Jul 18
Oh yes, definitely annoying.
• India
9 Jul 18
Information stealing is a big crime industry... Stay safe..