Do you live on a tight budget
• Los Angeles, California
@porwest No seems to believe in "saving for a rainy day" anymore. None of us like emergency expenses but it's easier to take when having the funds on hand to pay for it as opposed to OMG, where will I get the money?
• United States
I don't live on a "tight budget" per se. That is to say, I have saved and invested for years and so money is not an issue for me. But I DO force myself to live on a tight budget, which is partly how I managed to have money in the first place.
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I can tell you of an occurrence that happened when I was still at school as a teacher. I asked a class of 14/15-year-old pupils what their hobbies were and wanted them to answer in English. One girl said, "I like shopping." I was dumbstruck. Shopping as a hobby? I grew up in post-war Germany. First in the GDR (German Democratic Republic) where there was next to nothing 'to shop'. Sometimes even basic things weren't on offer. Then, after moving to the West, we couldn't go shopping for fun because we didn't have the money for it. We had come only with two suitcases full of things. The result of this frugal upbringing could have been that when I started earning my own money I became a 'big spender' to compensate for the frugal times. Yet, this didn't happen. I've always been modest in my spending habits.
@MALUSE I was born not many years after WWII ended and Italy was not in a very good shape. My father was the only one who worked in our family. His parents lived with us, his father was very sick, he had two young kids and my mother took care of the grandparents, the kids and the house. We were not poor, nor rich, but I grew up appreciating the value of the money. My brother grew up very different, he can go to a restaurant and spend € 300 for a dinner and do not care about this. I would feel sick for months.
• United States
No, thank goodness. My husband always made good money as the breadwinner, and mine was just icing on the cake. Even though we are retired, our investments, savings, and pensions are more than enough to see us through anything, with much left over. We are blessed, but planned wisely.
• Bangalore, India
I try to sty within my budget and I am able to do it successfully. But recently I had few medical emergencies in family and incidental expenses and my budget was off the track. Luckily the saving came to rescue and I am still trying hard to bring my budget back to track by tightly controlling my expenses.