Does Anyone Here Use Geico for Car Insurance?

United States
September 13, 2018 12:17pm CST
I ask this question because my current car insurance will be ready for renewal in another month. I currently have Allstate and have had no problems with them other than I think their premiums are high. I was online yesterday and got a quote from Geico which was considerably less. Now I'm torn and don't know if I should switch or renew with Allstate. I'm wondering if anyone here uses Geico and how you feel about them.
14 people like this
13 responses
@Namelesss (1505)
• United States
13 Sep
My advice is to go to your Allstate agent and be frank. Tell them you need to lower your premium. You may be surprised to learn that almost all insurance companies include things in your policy you don't really need. Quite often when one company tells you they can lower your rates it is simply because they removed some aspect of your coverage. (The only reason they do this is because people don't pay attention). Tell then your quote from Geiko. Your own agent can do the same thing. Find out EXACTLY what your coverage is and how much THEN compare to others with the same coverage. Anyway this may reduce your rate drastically without having to change. If not, go ahead and change but there are benefits to sticking with a reputable company. Good luck and hope this helps.
7 people like this
@snowy22315 (51381)
• United States
13 Sep
Very good advice Nameless!
2 people like this
• United States
13 Sep
Thank you it's very good advice and that's what I'm going to do
@Namelesss (1505)
• United States
13 Sep
@Marilynda1225 I'm glad to hear that and would love to know the outcome as well. I try to give helpful advise.
1 person likes this
@snowy22315 (51381)
• United States
13 Sep
I use Geico and pay less than anyone I know. The one time..someone did file a small claim against me..they did not raise my rates..so yes, I would classify them as worthy.
4 people like this
• United States
13 Sep
That's good to hear
1 person likes this
@wolfgirl569 (8711)
• Marion, Ohio
13 Sep
I have never used them but usually go with the lowest quote I get.
2 people like this
@Corbin5 (113507)
• United States
13 Sep
We have always used State Farm. I hope someone here has something positive to say about Geiko to help you decide.
1 person likes this
• United States
13 Sep
My oldest daughter has State Farm and is happy with them. I'm happy with Allstate but their premiums are ridiculously high. I want to switch but have been with Allstate for so long I don't know if switching is a good idea.
1 person likes this
@Corbin5 (113507)
• United States
13 Sep
@Marilynda1225 I know. Once we get used to something, and it works, we hesitate switching. Comcast is the only cable and internet provider that actually works well 99% of the time. It costs more, but it works.
@Courtlynn (55755)
• United States
13 Sep
Don't know anyone who uses them.. I think you should follow Nameless' advice..
1 person likes this
• United States
13 Sep
I am definitely going to follow the advice by @Namelesss
2 people like this
@Courage7 (12405)
• United States
13 Sep
No I do not but I used to. They were just fine for me. Geiko and Liberty Mutual were the cheapest ever for me. I do not drive anymore so.
1 person likes this
• United States
13 Sep
Geico certainly offered very low prices but I haven't looked into Liberty Mutual.
1 person likes this
@db20747 (9219)
• Washington, District Of Columbia
13 Sep
Nope!!! BUt we're also thinking about switching to geico!!! I say save money!!!
1 person likes this
• United States
13 Sep
Switching will definitely be a huge savings. You should look into it
1 person likes this
• United States
14 Sep
We got a quote from Geico in the past but they were a lot more costly. We have Wawanesa for over a decade. My fiancé had AllState but he also switched to Wawanesa because of the better rates and price. If you like All State you can consider talking to them saying their rates are a little bit high, as a good driver, no bad records and a loyal customer are they able to help discount the cost as you are already shopping around for other rates. See if they can help match to keep you as a loyal customer or something. Hopefully someone can help you - good luck!
1 person likes this
@just4him (124546)
• Green Bay, Wisconsin
13 Sep
I have American Family.
1 person likes this
@Juliaacv (32572)
• Canada
13 Sep
Insurance is my husband's department. But I know that he deals with a broker because the broker always gets him the best price for the insurance that he needs for us. And we have dealt with a number of different companies, all good and reputable. I hope that someone can offer you some helpful advise on this issue.
1 person likes this
@noni1959 (3676)
• United States
16 Sep
I now have Nationwide and used to have AAA. Nationwide is so much cheaper for great coverage. It's going to depend on the location and if you have multiple cars, house etc too. My daughter left AAA for Geiko in 2008 and in 2009 she bought a brand new Chevy. Two weeks later, she was heading down the freeway and a car crossed the lanes and hit her totaling the truck. It took six months of battling for the settlement, (they wanted to give less than half the cost of the truck since the people who hit her only had liability at $10K), the car rentals, and more. She was going to hire a lawyer to sue both insurances and finally they gave a decent settlement. It wasn't worth the headache she went through. She went back to AAA until we moved here to Oregon and got a good policy with Nationwide. They've used it when they hit a herd of elk a couple years ago and they were right on it to fix the truck, rental cars etc.
@jstory07 (69360)
• Roseburg, Oregon
14 Sep
I have farmers and I am very happy with them.
@rebelann (42519)
• El Paso, Texas
14 Sep
I've used Geico for over 15 years and every time I do that comparison thingy with state farm, allstate and others I end up with better results with Geico so I'm sticking with them, I've had no problems with them.