Does Anyone Here Use Geico for Car Insurance?
September 13, 2018 12:17pm CST
I ask this question because my current car insurance will be ready for renewal in another month. I currently have Allstate and have had no problems with them other than I think their premiums are high. I was online yesterday and got a quote from Geico which was considerably less. Now I'm torn and don't know if I should switch or renew with Allstate. I'm wondering if anyone here uses Geico and how you feel about them.
14 people like this
• Thomasville, Georgia
My advice is to go to your Allstate agent and be frank. Tell them you need to lower your premium. You may be surprised to learn that almost all insurance companies include things in your policy you don't really need. Quite often when one company tells you they can lower your rates it is simply because they removed some aspect of your coverage. (The only reason they do this is because people don't pay attention). Tell then your quote from Geiko. Your own agent can do the same thing. Find out EXACTLY what your coverage is and how much THEN compare to others with the same coverage. Anyway this may reduce your rate drastically without having to change. If not, go ahead and change but there are benefits to sticking with a reputable company. Good luck and hope this helps.
7 people like this
• United States
We got a quote from Geico in the past but they were a lot more costly. We have Wawanesa for over a decade. My fiancé had AllState but he also switched to Wawanesa because of the better rates and price. If you like All State you can consider talking to them saying their rates are a little bit high, as a good driver, no bad records and a loyal customer are they able to help discount the cost as you are already shopping around for other rates. See if they can help match to keep you as a loyal customer or something. Hopefully someone can help you - good luck!
Insurance is my husband's department. But I know that he deals with a broker because the broker always gets him the best price for the insurance that he needs for us. And we have dealt with a number of different companies, all good and reputable. I hope that someone can offer you some helpful advise on this issue.
• United States
I now have Nationwide and used to have AAA. Nationwide is so much cheaper for great coverage. It's going to depend on the location and if you have multiple cars, house etc too. My daughter left AAA for Geiko in 2008 and in 2009 she bought a brand new Chevy. Two weeks later, she was heading down the freeway and a car crossed the lanes and hit her totaling the truck. It took six months of battling for the settlement, (they wanted to give less than half the cost of the truck since the people who hit her only had liability at $10K), the car rentals, and more. She was going to hire a lawyer to sue both insurances and finally they gave a decent settlement. It wasn't worth the headache she went through. She went back to AAA until we moved here to Oregon and got a good policy with Nationwide. They've used it when they hit a herd of elk a couple years ago and they were right on it to fix the truck, rental cars etc.