Shares or Mutual Fund which is best?

here's how I see it. mutual fund if you don't want to keep tab on market all the time. shares if you have enough time and resources to buy and sell as market changes.

If you have not experience of stock market, never try it. For mutual fund are best one. Stock market is too much risky.

I am not experienced one either of the two.

Start small. 1)Open a Demat account. 2)Invest 15,000 (INR) in Mutual Funds, and 10k in shares. 3)Hold for some time. Mutual Funds would likely give an average return of 8 to 12%. 4)Shares and Mutual funds, after increase, can be sold as a fraction of total units(MF) and certain number of shares(say 50 shares out of 200 of NTPC or Maruti). 5)If and when you have a bigger risk appetite, you can also try Options(No for Futures and Derivatives, as they are quite complex and too risky).

for me it is shares and mutual fund.very little in the stock

Better take help from a reliable financial advisor