What is the minimum amount you can ask for at an ATM in your country?

@nela13 (15047)
Portugal
March 11, 2019 8:00am CST
I need to pay a bill of 25€, I went to the ATM to request some money and it gave me two notes of 20€, now I need to buy a coffee or something in order to have the exact money to pay. I wonder why the ATM machines do not give 5€? The minimum we can ask is 10€ here. What is the minimum amount you can ask for at an ATM in your country?
38 people like this
42 responses
@paigea (23481)
• Canada
11 Mar
Most machines seem to only have $20 bills.
6 people like this
@nela13 (15047)
• Portugal
11 Mar
That is more than the minimum here.
3 people like this
@Juliaacv (38814)
• Canada
11 Mar
I believe that the smallest denomination that you can ask to withdraw from an ATM is $20. I know that our banks both offer nothing less then that. When we use the point of sale machine to make a debit purchase, it asks if you'd like cash back, and the smallest amount you can request is $20.
5 people like this
@nela13 (15047)
• Portugal
11 Mar
$20 is more than the minimum here, that is 10€.
1 person likes this
@KlyliePot (4966)
• Cavite City, Philippines
12 Mar
Oh really?
1 person likes this
@marlina (83236)
• Canada
12 Mar
The minimum cash bill here is $20.00
2 people like this
@LadyDuck (207719)
• Switzerland
11 Mar
I do not know in € because we have Swiss Francs here, the minimum paper bill is 10 Swiss Francs, so we cannot ask lower.
4 people like this
@nela13 (15047)
• Portugal
11 Mar
I think 10 Swiss Francs are higher than 10€.
3 people like this
@LadyDuck (207719)
• Switzerland
11 Mar
@nela13 No, the € is higher, you need about 1.14 Swiss Francs for 1 Euro, but the 5 Swiss Francs is not paper, it's a coin.
3 people like this
@nela13 (15047)
• Portugal
11 Mar
@LadyDuck ohh I thought Swiss francs worth more than €
3 people like this
@DianneN (108801)
• United States
11 Mar
Would you believe I have never had to use an ATM machine? I don't know. We always use credit cards and keep a certain amount of cash in our wallets.
4 people like this
@nela13 (15047)
• Portugal
11 Mar
Really?! I use it frequently, I don't like credit cards that much, I only have one and it is paid 100% by the end of the month, so I don't pay fees.
2 people like this
@DianneN (108801)
• United States
11 Mar
@nela13 We use our cards for everything possible for air miles and a gift card at my favorite department store. We pay them all off each month in full, and reap the benefits. I have a very huge gift card to use this week or next. Our sons do the same thing, too.
2 people like this
@nela13 (15047)
• Portugal
11 Mar
@DianneN I know some credit cards have benefits but unfortunately that is not my case but i also pay it in full by the end of the month. I think i should look for a credit card like yours.
2 people like this
@amadeo (87174)
• United States
11 Mar
I never used it.No need to
4 people like this
@nela13 (15047)
• Portugal
11 Mar
Really?! So how do you do when you need money?
1 person likes this
@KlyliePot (4966)
• Cavite City, Philippines
12 Mar
Why?
1 person likes this
@db20747 (15266)
• Washington, District Of Columbia
12 Mar
Yeah, what do U do when U need money??!!
1 person likes this
@ShyBear88 (21710)
• United States
11 Mar
I belong it’s a $20 but you can go into a store and certain location can give you $5 back or just go into the back if it’s open and ask for smaller bills.
3 people like this
@nela13 (15047)
• Portugal
11 Mar
A friend exchanged it. $20 is more than the minimum here.
1 person likes this
@ShyBear88 (21710)
• United States
11 Mar
@nela13 Ysaj
1 person likes this
@KlyliePot (4966)
• Cavite City, Philippines
12 Mar
Oh I see
2 people like this
@FayeHazel (25787)
• United States
11 Mar
I think the minimum here is $20. I think it is all that they stock the machines with.
3 people like this
@nela13 (15047)
• Portugal
11 Mar
$20 is more than the minimum here, that is 10€.
1 person likes this
@FayeHazel (25787)
• United States
11 Mar
@nela13 Yeah, I wish they would have smaller bills you could choose here
2 people like this
@nela13 (15047)
• Portugal
11 Mar
@FayeHazel That is what I want here too
1 person likes this
@Mavic123456 (18727)
• Thailand
11 Mar
here is 100 Baht approximately a little less than $3
2 people like this
@nela13 (15047)
• Portugal
11 Mar
Ohh that is nice, it is good receive low value money as this help us in out day to day bills.
@KlyliePot (4966)
• Cavite City, Philippines
12 Mar
Really?
1 person likes this
@Mavic123456 (18727)
• Thailand
12 Mar
@nela13 in yours, a hundred baht, can give us 2 decent meals. how about yours?
2 people like this
@just4him (144468)
• Green Bay, Wisconsin
11 Mar
I'm not certain, as I don't use them, but I think it's $5.
2 people like this
@nela13 (15047)
• Portugal
11 Mar
If it is $5 then is good, here we cannot request lower than 10€.
1 person likes this
@just4him (144468)
• Green Bay, Wisconsin
11 Mar
@nela13 I'm not certain, but I think so.
1 person likes this
@nela13 (15047)
• Portugal
11 Mar
1 person likes this
• Santo Domingo, Dominican Republic
11 Mar
Good question, I think 5 dollars wich is dumb cause they charge you about a dollar when you withdrawal
2 people like this
@nela13 (15047)
• Portugal
11 Mar
Really?! Do you pay such high fees to withdraw your money?
1 person likes this
• Santo Domingo, Dominican Republic
11 Mar
@nela13 If it isnt from your bank they charge like a dollar so its pointless to withdraw the min etc better off using your card or taking out a good 10-50 bucks to make the fee worth it
1 person likes this
@nela13 (15047)
• Portugal
12 Mar
@BACONSTRIPSXXX yes, better withdraw higher amounts so you can save on fees.
1 person likes this
• United States
12 Mar
our ATM only gives out $20, I know the struggle you're talking about. it can be frustrating when I don't want to carry more cash than necessary, I prefer smaller bills.
2 people like this
@KlyliePot (4966)
• Cavite City, Philippines
12 Mar
Oh really? I didn't know that
1 person likes this
@nela13 (15047)
• Portugal
12 Mar
Yes, it is easier for us if we receive smaller value notes.
@janethwayne (2439)
11 Mar
I think 500 peso equivalent to 10 USD
2 people like this
@KlyliePot (4966)
• Cavite City, Philippines
12 Mar
Yes your right..$10 is 500 pesos
1 person likes this
@nela13 (15047)
• Portugal
12 Mar
$10 is the minimum here too.
@BelleStarr (42365)
• United States
11 Mar
Here I think it is $20, the machines don't have smaller bills.
2 people like this
@nela13 (15047)
• Portugal
12 Mar
It is higher than here.
1 person likes this
@LowRiderX (3777)
• Serbia
11 Mar
Usually, most of it is the amount of a little less than $5 min, only one bank gives an amount of min $2 (little less) I'm talking about the equivalent of money in my country, (we have a Serbian dinar here) But, of course, it's not worth raising a small amount of money due to a bank commission. Which is about $3 for any amount.
1 person likes this
@nela13 (15047)
• Portugal
12 Mar
You pay the fees if you ask the money at the bank, right? Here it is only charged a fee if we request money in the bank but not if we withdraw it in an Atm machine.
1 person likes this
@LowRiderX (3777)
• Serbia
12 Mar
@nela13 No. Here is the opposite. If you take money from the bank, then you do not pay a commission, only if you take money from the ATM, then they charge. It's really weird how much we distinguish in certain things. It would be logical for us to be like in your country as well. Because when you enter the bank, the operator / banker should pay you, and someone has to pay him for that, for his job, and that is not charged!! They charge you when you by yourself run the machine. No have sense at all, I see
1 person likes this
@nela13 (15047)
• Portugal
12 Mar
@LowRiderX many bank transactions are free here if we do it in an Atm machine.
1 person likes this
@LeaPea2417 (24176)
• Toccoa, Georgia
12 Mar
Usually 20 dollars
1 person likes this
@nela13 (15047)
• Portugal
12 Mar
Is that the minimum?
1 person likes this
@LeaPea2417 (24176)
• Toccoa, Georgia
12 Mar
@nela13 Yes, in all the stores and banks I have been in.
1 person likes this
@nela13 (15047)
• Portugal
14 Mar
@LeaPea2417 wouldn't it be better if they have lower value notes?
1 person likes this
@arunima25 (13608)
• Bangalore, India
12 Mar
I don't visit ATM so much. I always take out a big amount of 10000 RS. That is the maximum amount that we can take out. I use credit card for most transactions. I am not sure but minimum withdrawal is Rs 100 for us.
1 person likes this
@nela13 (15047)
• Portugal
12 Mar
Sometimes I prefer to use real money instead of credit or debit cards.
1 person likes this
@arunima25 (13608)
• Bangalore, India
12 Mar
@nela13 Using credit card brings more benefits for me. So I am more into it. It also helps me manage my finance better.
1 person likes this
@nela13 (15047)
• Portugal
12 Mar
@arunima25 yes, some credit cards have real good benefits and worth using it.
1 person likes this
• Preston, England
12 Mar
£5 in some machines, but more often £10 in the UK
1 person likes this
@nela13 (15047)
• Portugal
12 Mar
That Is good, here It Is impossible to request only 5€.
1 person likes this
• Preston, England
12 Mar
@nela13 the smaller amounts run out quickly and then you have to get the bigger amounts
1 person likes this
@nela13 (15047)
• Portugal
12 Mar
@arthurchappell i think It happens the same here with 10€ notes, sometimes we only have 20€ or higher.
1 person likes this
@porwest (13179)
• United States
11 Mar
Oh wait. You said minimum. I think it's $10 most places I have seen, but $20 is more common.
1 person likes this
@nela13 (15047)
• Portugal
12 Mar
Here the minimum is 10€ and atm machines don't give 5€ notes which I think is bad.
1 person likes this
@porwest (13179)
• United States
16 Mar
@nela13 Now that I think of it, I really have never gotten anything but $20 bills out of an ATM no matter how much money I ask for.
1 person likes this
@nela13 (15047)
• Portugal
16 Mar
@porwest maybe ATM machines only have $20 notes available.
1 person likes this
@Nevena83 (17653)
• Serbia
12 Mar
We can raise a minimum of 100din, that is about 0.9e.
1 person likes this
@nela13 (15047)
• Portugal
12 Mar
Really?! That low? That is good.
1 person likes this
@Nevena83 (17653)
• Serbia
12 Mar
@nela13 Yes, because we can raise it in our currency.
1 person likes this
@nela13 (15047)
• Portugal
14 Mar
@Nevena83 Here we have € and the minimu is 10€.
1 person likes this
@shaggin (43187)
• United States
12 Mar
I believe the minimum here is $20 and the maximum is $400.
1 person likes this
@nela13 (15047)
• Portugal
12 Mar
The maximum is the same here but your minimum is higher than here.
1 person likes this
@shaggin (43187)
• United States
12 Mar
@nela13 the machine I go to only gives out 20s nothing lower or higher
1 person likes this
@nela13 (15047)
• Portugal
12 Mar
@shaggin maybe It only gives $20. Here I think machines have all notes except 5€