Car insurance vs Motorcycle insurance

@sedel1027 (17854)
United States
December 9, 2006 2:28pm CST
Anyone own a car and motorcycle? If so, how much different is the insruance cost? We currently have one car and can't afford the insurance on a second car because my fiance is 25 and having him on the policy on his own car would triple our car insurance. He is thinking about getting a motorcycle because th einsurance is suppose to be cheaper. His stepdad has a harley and the insurance is cheap, but he doesn't use it on a daily basis. Anyone know if it really is?
2 responses
@ljmc24 (413)
• United States
9 Dec 06
But then it also depends on how long you have been licensed with your motorcycle license. I have had mine for over 6 years and my husband for over 15 so we are considered more experienced riders and that is why it is cheaper. I will say though I have been thoroughly impressed with esurance for my car insurance.
@sedel1027 (17854)
• United States
10 Dec 06
I have Geico and have been with them for about 3 years. I live in La where car insurance is extremely expensive. Right now I pay $575/ 6 months on a 4 door car. I have a few discounts, but am the promary driver. He had his motorcycle licnese but I am pretty sure when he renewed his license two years ago he did not renew it. Are motorcycles like cars, one style/type cheaper on insurance than others?
@ljmc24 (413)
• United States
9 Dec 06
I pay roughly $600 every 6 months for two vehicles. For my motorcycle, which is considered a large calibur bike, I pay around $98 for a year. So yes motorcycle insurance is much cheaper. I will also say it depends on which insurance company you use. The lizard is cheaper for motorcycles, but I switched from them on my car insurance and saved over $500 every 6 months on my cars.