Debit Cards Vs. Credit Cards..Which Is Better?
December 29, 2006 5:32am CST
What do you prefer A debit card or a credit card? and why? Personally I feel debit cards are better(..why take credit when u have ur money..:D) and safer compared to credit cards . What do you think?
29 Dec 06
I feel debit cards are better, in that you can't overspend and accrue astronomical interest charges. If you have the money in the bank and are good at budgeting it, then a debit card should suffice. If you want to pay 16% or more in interest charges, and run up a debt that will have you paying forever, then a credit card is for you, but personally, I would prefer to know what money I have and what I am spending at all times.
29 Dec 06
I don't believe in Credit Cards at all... I think it's just a way to land yourself in debt... always is a temptation to buy stuff that you can't afford and then you have to find ways to repay it and can't... accordign to me, it's better to save money to buy something rather than to buy on credit.