My husband just got layed off..Help

United States
January 20, 2007 3:33pm CST
How come when you leave a job, you need to give a two week notice. But, if they want to let you go, they dismiss you right there? My husband doesn't even know why he was layed off. We are in such a mess. We have no money coming in, and so many bills to pay. In the USA, we have no help, because we are educated and work, have a home and car. What do we do until he gets another job? I cannot work, as I have a foot problem and cannot stand. I am so unhappy and stressed from this.
20 people like this
81 responses
@gabs8513 (48715)
• United Kingdom
20 Jan 07
That is really strange as here in the UK they still have to stick to the Notice as well and if they let you go earlier then your Notice they have to still pay you till the Notices are up I am so sorry this has happened to you and I really hope that your Husband finds another job I know what you are going through as I nearly lost my Home when I was bullied out of Job 3 years ago because of my Illness Now my Son owns the House I forced to sell it to him as I could not get a job because of my Illness and it took 18 months for them to grant me Disability You will be in my thoughts and please try not to dispair to much or you will make yourself Ill I will hope for you that your Husband gets a job soon and that things will fall into place for you Do you have an Insurance for your Mortgage for this sort of Thing ????
4 people like this
• United States
20 Jan 07
No insurance for the mortgage and no health insurance. It's really bad for us. And we lived pay check to pay check, so this is devistating. Mostly it is his age. They want pretty young girls, no experience and much lower salary. They are not interested in older men with lots of experience. He is a licensed optician. I am unable to work or get aid for my condition too. Our system is awful in the states if you are working middle class. Thanks for your encouragement and advise. Bless you.
4 people like this
@gabs8513 (48715)
• United Kingdom
21 Jan 07
Oh I am so sorry about that I don't know what else to suggest I really hope your Husband gets another Job and I do understand your fear I really do I wish I could help you but the only way I can help you at the moment is hoping and praying that your Husband can get another Job soon please keep me informed on how things are going I am thinking of you and your Husband
1 person likes this
• United States
21 Jan 07
You are precious. After the shock, I am leaning more on the Lord. We will try to do as much as we can, and live day to day to get thought it. I just will be patient until whatever the Lord is doing, gets done as He wants it too. Thank you once again my dear friend.
@Violette13 (1048)
• United States
20 Jan 07
Hopefully evertyhing will work out ok in the end. Myself AND my boyfriend were both laid off right before Christmas, we had to use our Christmas money to pay rent and bills. Still working on trying to get out of that slump. I start my new job on Tuesday though. :)
4 people like this
• United States
20 Jan 07
Good luck on your new job. We had a similar situation. Life just keeps getting harder the older we get. Thanks for your concern.
3 people like this
@wahmoftwo (1298)
• United States
20 Jan 07
Send me an e-mail and I can send you an invite to be a chacha guide. Its not as much as your husband was probably making, but every little bit helps. My e-mail is molands81@yahoo.com God bless.
4 people like this
• United States
20 Jan 07
Thank you dear. God bless you too.
2 people like this
• United States
20 Jan 07
I would like to start by first saying I hope everything works out for you all. It is tough i could imagine losing your job without notice like that especially when you have bills to pay. I guess the only thing I could say is to try to help him find a job as quickly as possible in order to at least keep you all afloat.
4 people like this
• United States
20 Jan 07
Thank you for your kind words.
3 people like this
@Willowlady (10666)
• United States
20 Jan 07
Wow, this is a bummer. So let me see. We go to a local church for free food 1 time a month. That helps. Contact the Salvation Army and see what they can do for you. The Red Cross might be able to do something for you too. Try them last. Go be a telephone worker somewhere until your hubby gets a new job. He should try the temporary agencies since you can get a job easier when you are already working. Not sure why that is however it has been true for us. Keep on working at this too since you seem to make a good chunk of change. That could tide you over for gas or something. My best to you. I am hoping that this is only a temporary thing.
4 people like this
• United States
20 Jan 07
For middle class educated people in the USA, there is no help. We pay for the poor that are illegal or don't want to work. The rich are fine. The middle class are taxed, and always "over qualified" for government help.
3 people like this
@kgwat70 (13396)
• United States
20 Jan 07
Oh no, I am so sorry to hear this. This is very sad news and hope that you two will be able to figure something out while he looks for a new job. Companies are laying lots of people off these days, mainly to reduce their costs as much as possible. It must be due to the company looking to cut costs. I am sure your husband was a very good worker so I doubt it would be anything else. Will he get a severance package of some sort? How long was he working there? They should give him a reason for laying him off. If not, I would have a serious problem with that.
• United States
20 Jan 07
I emailed you again. Thank you dear, you are very kind.
3 people like this
@lauriefnp (5112)
• United States
20 Jan 07
I am so sorry to hear about your husband's job. I was laid off in July, and have been unemployed since then. I just recently got another job, but won't be starting for another month. I know how you feel. At least I got a 3 month severance package with my pay and health insurance, so that helped me immensely. I know that that is the exception rather than the rule, though. Do you have unemployment insurance in your state? It's not much money, but it has helped me to pull things together and make ends meet. What are his prospects for another job? You say that he is educated, so maybe he has contacts that he can begin to make? It always helps to be able to network yourself as being available. I know that nothing I say will make it easier, because nothing helped me. I spent a lot of time worrying and stressing, which is natural. Take a good look at your bills and see which ones you can call and defer. Most places will allow you to pay just the interest on the balance in times of financial crisis. Try to work things out with as many creditors as you can. Hopefully he will be back to work soon.
• United States
20 Jan 07
I'm glad to hear that you got another job. No severance package or medical. No reason why either. I think they were downsizing. Unemployment will take 4 to 6 weeks, and not ever cover our expenses at all. Maybe food, gas, and one or two small bills. We will still be in desperate need. We are "over qualified" for aid, as we are working people. Taxed for everything for illegals and people who don't want to work, yet they get free food, medical, and housing. His age is against him. Again, they say he is "over qualified," as they are not interested in experience if they can replace you for so much less. It's a big mess, and I am so down and blue and feel so helpless. What I do on here won't put a dent into much. Thank you for letting me vent, and trying to help. I just want to cry.
2 people like this
• United States
20 Jan 07
Sometimes a good cry is all you need, to help you see that it is going to be alright, and things will get better. Let us hope it does not get worse, and that all will be well. Have faith, and be calm, there are worse things (God forbid) that could have gone wrong.
3 people like this
• United States
20 Jan 07
Yes, thank you, will try.
2 people like this
@sandie61 (2359)
• United States
20 Jan 07
oh no. that really stinks. can he sign up for unemployment? at least its a check coming in until he finds something else. tomorrow is sunday. hopefully there will be some work in the classifieds. can you call some churches or organizations in the area that may be able to help? is there anything I can do? I`m so sorry. that is such terrible news. be sure and keep me updated. hugs to you.
3 people like this
• United States
20 Jan 07
Thank you Sandie. Right now I have such chest pains, and no health insurance. I am staying on here to work as much as I can. I'll keep you posted. Seems we will never dig out of debts, it always something big setting us back.
2 people like this
@sandie61 (2359)
• United States
21 Jan 07
Hi margieanne, please try and not stress out. I know it is hard to relax at a time like this but I think you are so upset that it is causing you chest pains. I had anxiety before and it gave me chest pains too. you don`t want to be sick on top of the financial problems. hopefully something will come along for your husband soon. but please try not to stress so you can be well to think of things that may help.
1 person likes this
• United States
21 Jan 07
You are a darling. Today, after the shock, I am trusting more and more on God, as we try to help ourselves. Thank you for your concern and friendship. Blessings and hugs. M&M
@mari61960 (4895)
• United States
20 Jan 07
Well I don't have too many suggestions because I know most of them have already been posted. But are you still selling your art? Maybe you could put some originals on ebay or have a sale at your house? Hopefully he will find another job quickly. It's terrible when you don't have any family to help out. And even thoughs like myself. I have family but they can't help much. I have been out of work on disability since june 05. I am on ss disability now, but that took months to get. I hate that you have to dirt poor and destitute to get any help in this country. And even then...if you have no children you can't get much help. Oh, what about a cutomer service job working from home with your computer and phone? There are some very reputable jobs to be found at www.wahm.com I hope I've helped. Keep your chin up, things will turn around soon, I'm sure.
• United States
20 Jan 07
I cannot even get ss dis. because I hurt my foot when I wasn't working for someone. I don't even have health ins. It is so expensive. I have not been able to afford the meds, or go to a doctor to treat myself. My husband is 70, working full time, and we can just about go paycheck to paycheck. Because of a family situation way back, we spent every dime we had to help them. Now we have no savings, and he must work and work to survive. We are "over qualified" because we own a home, even though it is mortgaged, and we own a car, even though the bank owns it. Well, you know what I am saying. I will try to look into what you suggested, but we need a lot of money to pay our bills. My husband had a very good professional job. But,they wanted to downsize and hire people younger, less experience, and cheaper. Thanks so much for your care and concern and inputs. Bless you dear.
2 people like this
@Kackie3 (345)
• United States
22 Jan 07
If your husband is 70, isn't he drawing social security, and medicare, being a professional he surely would be able to get good money from that. Hope all works out well for you two. Life sure is a B****, we can only hope for better tomorrows.
@amazehr (429)
• Philippines
21 Jan 07
we have the same problem i have 3 kids and my husband has been framed for doing things he didn't do and got layed off right away without warnings or notice or anything and i don't know where to get something for a living too.
3 people like this
• United States
21 Jan 07
I am so sorry dear. I pray the good Lord will help you in a mighty way.
2 people like this
@eaforeman6 (8983)
• United States
21 Jan 07
I would check with the companies who employ people from home. I would try to get started on one or more right away. There are many legit opportunities on this site. You can use search to go through them. I am very sorry that the company has done this. It will also help you because there are income tax deductions that you can claim working from home.
3 people like this
• United States
21 Jan 07
Thank you for your suggestion and help. I appreciate it.
1 person likes this
• India
20 Jan 07
This is your testing time I am sure your husband will get good and better one as soon as possible be with him and support him and possible help him in earning. so that you can run your house and family well.
• United States
20 Jan 07
Thank you so much.
3 people like this
@cyfernet (2385)
• United States
20 Jan 07
hi margianne, i was sad hearing this. well i think there's some site on the net that pays u for writing articles. i'am not sure whether they actually pay or not but u can check this site http://www.associatedcontent.com if u need more help then u can reply below this there's another site called payposter.com, i think it's similar to mylot because they pay u the same minimum of $10 when u have 1000 points, i'am not sure whether they are genuine but i heard that some guy here got paid
3 people like this
• United States
20 Jan 07
It is so sweet of you to try to help me and for your advise. I'll check it, thanks again. Blessings.
1 person likes this
@linda345 (2661)
• Canada
20 Jan 07
Oh, I just don't know what to say to you. You are such a kind and caring person, you don't deserve this to happen to you. I know in Canada if this happens there is Unemployment insurance. So I guess there is nothing like that there. What a terrible way to find out you have no job, just dismiss you right on the spot. He must have been so upset. Are there many jobs in your area? I noticed someone else said register with a temp agency. I know my daughter did this while she was looking for a waitressing job. She would get a call almost everyday for work. Call the people you have bills with and explain what happened. They can be extremely understanding. We have to wait for unemployment insurance to take up to 6 to 8 weeks to get approved. So I had to call some of the people we owed money too when my husband had his heart attack and went on unemployment insurance for sick benfits. Is there any family that can help until you get on your feet? I wish there was a way I could help you.
3 people like this
• United States
20 Jan 07
We have no family. Yes, there is unemployment. It takes somewhere from 4 to 6 weeks. But, it is very little. Not enought to cover nearly any of our bills. Calling the creditors will just ruin your credit. The problem is his age. They rather hire a younger person, with less experience, and pay them half the salary. Not too many jobs available, but he will go to the unemployment agency and file, while searching for a job. But until then, it is so scary, as to what we will do. Money is going out, nothing is coming in. Thank you for your kind words and concern. It's in God's hands right now. I don't have any health insurance either, and I have such chest pains from all this stress already. I wish we had a different system in this country, but it is for the rich and poor only. Thanks again dear.
3 people like this
@TerryZ (22083)
• United States
20 Jan 07
It will be ok it always is everything always turns out okay. It might not seem that way right now because it just happened. My husband was fired 2weeks ago and I know what your going through. He just found out today he got the job he went for on thursday.But we had to burrow some money from family just to make it through. You will see the light at the end of this tunnel. Try to post as many as you can and stay on here as long as you can it helped me out. It will take your mind off it. If only for awhile it does help. Trust me.
• United States
20 Jan 07
Thank you, I hope so. We don't have family. We will do the best somehow, and take all the advise given from the members.
2 people like this
• United States
20 Jan 07
That is terrible, but he should be able to get unemployment benefits, due to the fact that he was laid off. Hopefully, he will get a better job in the comming days, and sometimes, it is for the best, so that he can find something that he likes, and such. I do not recommend getting money loans, as it will sink you straight into debt. And, if the bills do pile up, talk to your creditors, and they will work with you. But, do talk to the unemployment office, because he is supposed to be getting benefits. Good luck.
• United States
20 Jan 07
Thank you very much, will do.
1 person likes this
@sylvrrain (661)
• United States
20 Jan 07
He can apply for unemployment. He will not get enough to compensate for his entire pay, but it will help. The employment commision in your area can arrange this. They can also help him find a job. There are many jobs that you could do, where you do not have to stand. If your disability is serious, you could apply for disability and get help from the Social Security Dept. I tore the ACL and PCL tendons in my knee. I could not stand, but I needed to eat, so I found a job. I was out of work for a while, but as soon as the doctor released me after the surgery, I went right back. I did taxes for a woman who was on disability. She was upset because she was not getting back this huge refund that her sister got. I asked her why she was on disability and her response was she tore the acl tendon in her knee. My injury was just as bad as hers, but I chose to do what was best for me, and got back to work. My grandmother always said "Where there is a will, there is a way". Sure there was pain, and there were days when I had swelling really bad, but I did it anyway. You have to eat and survive. Don't try to depend on anyone but yourself, that way you won't be disappointed when others do not follow through. I do hope things work out for you and your husband. Many things can happen to cause financial troubles, being injured and losing a job are biggies. Something else you can do is call your creditors and explain the situation. They can put you on a hardship program that will either reduce payments that need to be made, or put a certain amount of payments at the end of the loan.
• United States
20 Jan 07
I appreciate your input and time. Thank you very much for sharing this with me.
2 people like this
@brokentia (10396)
• United States
21 Jan 07
Are you able to get an office job that would allow you to sit at a desk to work? I know there are some temp agencies out there that will work with you to find a job that would work out for you. I am sorry that your husband got laid off. I know it is hard. We just went through it last year. And we have seven children to provide for. It was really rough! Is he eligible for unemployment until he can find another job?
3 people like this
• United States
21 Jan 07
I am extremely sorry to hear this kind of news. Try to breathe and relax a little-You stated that you are having chest pains and you need to take care of yourself so you can help your husband. Even though you don't have health insurance many hospitals cannot turn you away because of your inability to pay. They are called community hospitals. I just don't know if they have one in your area. Because it's the weekend, now would be the perfect time for your husband to work on his resume and post it on job websites like www.monster.com, etc. Start looking in the classifieds and www. craigslist.com for any jobs that he might be able to handle. On Monday he needs to go apply for unemployment benefits. If you can find something where you could still be at home and make an income that would be great--data entry,etc. Look to see if any call centers are hiring in your area--some let you work out of your home if you have unlimited long distance, high speed internet, and you can effectively help people over the phone. I would also look in your area for churches and food banks. These kind of places are not going to deny you because right now you have no income coming in. They also might be able to offer you some more additional services that are available in your area. O.K. Let's talk about bills. Most creditors will work with you even if you can't make the minimum payment each month. You have to at least pay something--this shows that you are still paying your bills and not abandoning them. Look to see if your utility company has a program that will help in situations like yours. Remember you guys will get through this-it looks bleak right now but tough times don't last forever.
• United States
21 Jan 07
Thank you so much for all this information. I will look into it all starting Monday. I really appreciate you taking the time to answer this posting. Blessings, and thanks again. M&M
1 person likes this
• United States
21 Jan 07
One more thing to look at-- some credit cards offer you a one month grace period if there is loss of income. (unexpected unemployment coverage) Check your credit cards to see if you have this coverage. Please keep us posted on what kind of information you can find. Glad I was able to give you a few options to consider.
2 people like this
• United States
21 Jan 07
I shall do it. Thanks once again. Hugs.
@missyd79 (3438)
• United States
21 Jan 07
getting laid off is no fun espically fi he is the bread winner in the family. i am sure if they aid him off he is getting servance pay or can collect unemployment until he can get another job. i know it may not be as much money as what he was making but at least it would be something.
2 people like this
• United States
21 Jan 07
He got nothing, just told he was layed off. We were shocked. Thanks for your input. I pray it will be fast to find a good job again, it's rough as you are much older. They want young, no experience, and low salaries.
2 people like this
@missyd79 (3438)
• United States
21 Jan 07
no they want young people with high degrees in college. i will keep my fingers crossed for you though, because i know it is rough.
1 person likes this
• United States
21 Jan 07
Thank you from the bottom of my heart.