career change-do you choose the security or do what you love?

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career change-do you choose the security or do what you love? Okay, after almost 20 yrs of being a licensed insurance person, I quit my job. Lots of reasons but the biggest is that I HATE insurance. Now I have no health insurance for my family and could get another job in insurance quick if I want the health coverage BUT... I want to change careers. I dont know whether to pursue becoming a dog trainer(I adore dogs!) or pursue something I am sort of good at, which is creative writing...I cant decide what to do and the longer I sit doing nothing the more I get depressed. Any advice?