• United States
28 Feb 07
Wow, that's a big topic. There are literally thousands of things you can do to save money. Some of the things a lot of people don't think about: Check your insurance, especially vehicle insurance. You may be paying for more coverage than you need. Raise your deductible as much as you can, take advantage of any discount you can come up with. Don't pay for coverage that another insurance policy covers. Don't buy a lot of convenience or snack food, but learn to make your own. Shop the sales and stock up, then refuse to pay full price unless you really, really have to. Shop second hand. It's not a big deal to buy a second hand car or house, so why should it be one to buy a second hand book or shirt? Put away the credit card! Surveys and polls have shown that people spend more money with credit cards than they do when they stick to cash. There's a lot more, but you didn't ask for a book. :) To keep from being tempted to spend money, set yourself a goal, like something new or a certain amount in a savings account. You could even make it a game to see how much you can put in a cookie jar. Play games like that with yourself and you'll get in the habit of saving instead of spending.
28 Feb 07
I started saving money in a bank when I was 7 years old. My grandmother opened an account for me and it was her Christmas gift for me. That taught me how to budget my money though I'm a little impulsive shopper too but at least I was able to save money little by little.