I never had an American express card.

United States
October 15, 2006 9:11am CST
Is it worth it to have one? Will it help me,or should I stick to store credit? To build my credit rating.
1 response
@ossie16d (11834)
• Australia
25 Oct 06
I think American Express charges an annual fee to have one of their cards. If you really think that you need a credit card, then you would probably be better off getting one from a bank that does not charge an annual fee. Personally I think you should stick with your store credit card, limit what you use it for and make sure that you pay the balance in full every month. That will build up your credit rating.
• United States
25 Oct 06
i don't have any cards at this time. I paid them all off a few years back. I do need ways to raise my credit score. I do pay off bills on my credit report. Thanks very much