how many of you have credit cards?

Hi thanks for the advice, but i think if you request for monthly statements, you ll have plenty of time to settle everything before you get charged any interest. I feel credit cards are important caz there are so many offers online, which you can avail of easily with credit cards..

this time i have 3 credit card but 1 of my credit card is going to expired soon.. I like to have more tahn one credit card cause it makes me easier to buy something

Before, I applied but was not approved, now my wife has her credit cards and she used it last christmas, and as of now were still paying for it,yes at first it looks good and she enjoyed shopping,but when she received the bill, she was surprised that it reached the limit, and i said to her we must pay first before we used it again. I said let us make use of it wisely only for emergency. The funny thing is she dont knew that her agent let her signed other company's application, and two credit card has been approved. So all in all we have three credit cards including for myself as she applied for my extension card. Now i told her in order not to be tempted to use it when she go to mall and buying by using credits cards, dont bring it, until we have paid the first, we might encounter problems paying it.

We have ours under control now! I also advise people how to repair their credit, visit my profile page to see my Credit Repair link!

I'm terrified to buy anything on credit, much less get a credit card. I've seen it ruin people's lives and leave them in debt for 10 or more years after they stop using them even. I think I'd rather be a little poor and stick with buying things with money I have unless a real emergency comes up.

I have a few, very useful for paying hosting & domain names. But I figure it was a bad idea to buy expensive items in a monthly installment. The phone I purchased it with got lost and now I'm paying for nothing.