I can't believe that this is happening!

United States
March 21, 2007 9:35am CST
When my son was born, he was 5 weeks early, and he weighed 3lbs 3oz. Because of his size, we were forced to have a c-section, because when I was enduced into labor, his heart rate would drop from 165 to 94. After he was born, he spent two weeks in the NICU. At the time our insurance said that they would pay. Now we have found out that we still have $15000.00 that we owe. Our bill totalled out to $50000.00, and our insurance did pay for most of it, but now we are forced to pay the $15000.00. We don't have that kind of money! I don't know what to do! http://phantomopera6.tripod.com
1 person likes this
3 responses
@jsgrand0 (246)
• United States
21 Mar 07
I guess that was your coinsurance. It does sound like a good idea to call the hospital. My husband owed a large amount to a local hospital. After he told them he couldn't pay, they sent him some forms to fill out. I guess based on income, they wrote off the debt and told him he no longer owed it. It was extremely generous! But either way, even if you just pay $10/month...they may not be happy about it, but you are making payments and they can't take any further action. It may take awhile to pay it, but again, as long as you make payments, they have to accept them and not pursue other means to collect.
@daycarepal (1998)
• United States
21 Mar 07
Oh gosh that's awful. Have you tried calling the hospital to see if they have any special programs? I know at our hospital they have something called a charity care program. It depends on your income and all that stuff. But if I were you I would call and see if there's any type of program that can help you.
@Ravenladyj (22937)
• United States
21 Mar 07
As its been suggested, find out if the company collecting the money has a payment plan of some kind, explain your situation and how this was sprung on you etc etc and tell them you WANT to pay but due to being short on money is there some way they can work WITH YOU...Generally, I've found that if you go about it that way in situations like this the place you owe the money too will accomidate you as much as possible cause bottom line they want their money ya know..
@Ravenladyj (22937)
• United States
21 Mar 07
wow that much for just four days?! Hell my son was born at 24 weeks gest and ended up living in the hospital for 5 months...luckily for us I'm Canadian so he was born over there and the government pays for the bill...I dont even want to think what it'd be like if we had to foot even a part of the bill!! thats insane
• United States
21 Mar 07
Thank you all for your suggestions. This is my first child and I know nothing about insurance and hospitals and such. All of this really helps a lot.