Recently Becky asked me to help with some information about US Small Business Administration (SBA) programs. Here are a few basics everyone needs to know; first, SBA does not do direct lending except for disaster assistance. They also do not have grant funding.What do they do? They offer a guarantee to a lender that helps small businesses qualify for longer term, better interest and they give the lender a degree of comfort on an otherwise risky loan. If your credit is horrible and the...