My First Budget: Drafting a Plan for Discretionary Spending

I’ve decided to develop a budget. This probably sounds strange coming from a guy who has been anti-budget all his life. Besides, haven’t I paid off all my debt? Don’t I have a...

How to Trick Your Spouse into Sticking with a Budget

I don’t know why it is, but it seems like almost every marriage comes with a spender and a saver. I have seen rare exceptions where both are unleashed spenders - which often turns out to be...

Evaluating your Patterns of Spending – A Disciplined Approach

While the recent economic crunch has tempted all of us to reevaluate the things we spend money on, it may end up being the patterns of your spending that help you the most in the long haul.   Having...

How to Help Keep Your Finances Healthy During a Job Transition

With the current rate of unemployment and the fact that many jobs are still hanging by a thread I want to share with you some ideas on managing your budget during a job transition.  For the last...

Don’t Pay to Manage Your Money

Bank fees, software, tax preparation: if you aren’t careful, your money can wind up costing you a pretty penny. I’m of the opinion that in most cases, you really shouldn’t have to...