| I played around with the snowball sheets this weekend, working out different scenarios for the next (last) 12 months of debt repayment, to see if I could save any interest.I applied for, and got... | |
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| Part of the reason I'm not following my monthly budgets up with my monthly spending is because I keep overspending. In November I gave myself an amount of £100 for a new outfit for a work conference... | |
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| Spend, spend, spend! That's all I seem to have done lately. To say I get very bad buyers remorse would be an understatement. First there was this, then there was this, and now this. I'm acting like I... | |
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| I will still have the mortgage of course, but I will be free of all my other debt by 31st December 2009.This is a bold statement to make, as it won't be easy, but after a few days of feeling sorry... | |
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| This may seem strange to you, especially if you've just blown your budget on Christmas presents, but if you are in debt, then this is the ideal time of year to start thinking about becoming debt... | |
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| Every Sunday from now on, I'm going to lay bare my spending diary and report where my money went the previous week. This will help to keep me very accountable and on target to be debt free.Grocery... | |
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| Just a quick post to let you know that the Carnival of Debt Reduction #170, my favourite blog Carnival, is being hosted at Gather Little By Little this week. As well as some great posts on debt... | |
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| My eBay earnings hit my bank account sooner than I expected, is it me or has the Paypal bank transfer system got quicker? Anyway, I immediately transferred the £42.71 to my loan account and this... | |
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| This weeks spending -full disclosure:£194.49 Christmas gifts£ 12.86 Grocery£43.40 Daughter clothes and shoes£35.85 Eating out (twice)£8.31 Postage (Christmas parcels)£13.78 Work nylons£5.00 Crackers... | |
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| Financial Targets:Be debt free by 31st December 2009Increase joint Net Worth to £80,000Reduce our mortgage balance by £16,000Fund personal emergency fund to £1,000Generate at least £2,000 in extra... | |
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