| Readers will take note that I have recently been writing about the remaining options for 100% financing. Back in August, I wrote about the new California Housing Finance Agency’s (CalHFA)... | |
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| In the ongoing quest to unearth the few remaining 100% home loan options, I wrote a recent article about VA loans called 100% Financing: Focusing on VA. Since then, I have been asked numerous... | |
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| The most discouraging thing about the recent bailout is that it has done nothing to help troubled homeowners, while passing gobs of tax payer money to Wall Street so that Goldman Sachs can pay huge... | |
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| Market volatility, and especially the gloomy retail sales numbers shook the market enough to create a small flight-to-safety rally and improvement in mortgage rates. Freddie Mac’s Primary... | |
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| For most of 2008 we have operated with temporarily increased conforming loan
limits, $580,000 here is Sacramento. As we near the end of the year, the question we’ve all asked is what will the... | |
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| As 100% evaporates, first-time home buyers are left scrambling for down payment funds again in order to buy a homes. This full scale lending retreat was caused by the perfect storm of declining real... | |
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| I had to give myself the day today to digest what just transpired and to reflect on the significance of this event. After watching a quarter of a million people gather in the streets of Chicago and... | |
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| While I don’t personally need any additional motivation to propel me to the polls in the morning, I worry about the effects of apathy, disinterest, and inconvenience on the rest of you. So I... | |
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| Picking through the pile of offerings that claim to help struggling homeowners, there is still sadly very little of substance. Billowing columns of smoke, but no fire. Now I do have some hope that... | |
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| To forecast mortgage rates, astute borrowers have traditionally watched a variety of signposts including the 10 year Treasury, the Fed, the stock market, inflation, and any of the weekly reports that... | |
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